FFFS 2018:24

Regulations amending Finansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property

In force from 2019-01-01 , amending FFFS 2016:16

Summary

The scope of the regulation is expanded to also include firms with authorisation to issue mortgages in accordance with the Mortgage Business Act (2016:1024). The possibility has also been introduced for a firm to allow a borrower not to amortise in accordance with the regulations when the firm issues the loans referred to in section 4, fourth paragraph, second sentence of the Consumer Credit Act (2010:1846).

The Government granted FI permission on 15 November 2018 to decide on the regulations. The amendments go into effect on 1 January 2019. amendment 2018:24

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