News & Published Material

Here you can find everything that has been published in different news lists on www.fi.se.

2015

Environmental and sustainability perspectives in credit granting to companies

Finansinspektionen (FI) has been commissioned by the Government to report on the bank's internal rules regarding credit granting to companies from the perspective of the environment and sustainability. If necessary, FI shall present proposals for measures that can be included in the banks' credit granting process to promote such a perspective.

Decision regarding the countercyclical buffer rate

Finansinspektionen (FI) shall, in accordance with the Capital Buffers Act (2014:966), set a countercyclical buffer guide and a countercyclical buffer rate for each quarter.

Crowdfunding in Sweden

2015-12-15 | Reports Consumer

Alternative forms of funding can have a positive effect on the competition in and efficiency of the financial market by enabling more projects to find funding even if, for example, banks are not willing to grant a loan. However, crowdfunding introduces certain risks for consumers.

FI-analysis 4: A model for household debt

This FI-analysis introduces a model for household debt in Sweden.

FI Analysis 3: Liquidity in the market for covered bonds

2015-12-01 | Reports Markets Bank

The market for covered bonds is important for bank funding and therefore financial stability. The requirements for banks to hold more capital and liquidity for their operations have been tightened since the financial crisis. These requirements affect the banks' costs of holding securities in the trading book and so their costs of acting as market makers.

FI analysis 2: Finansinspektionen's vulnerability indicators

2015-12-01 | Reports Stability

FI regularly monitors the vulnerabilities in the financial system. FI is now taking this a step further by creating a categorization for grouping and studying indicators of vulnerability. A systematic review of indicators helps to identify and follow vulnerabilities, which makes it easier to understand the risks of financial or macroeconomic instability.

Stability in the financial system 2015:2

2015-12-01 | Reports Stability

Resilience in the Swedish financial system is satisfactory. However, the sharp rise in housing prices means that household debt is growing rapidly.

FI increases transparency in capital requirement for Swedish banks

FI today disclosed for the first time the actual capital requirements for the ten largest Swedish banks and credit institutions at the end of the third quarter of 2015. This is to increase clarity with regard to the effects of FI's capital requirements, including Pillar 2.

Measures against risks from household indebtedness

Summary of the speech by Finansinspektionen's Director General Erik Thedéen at the Centre for Business and Policy Studies' seminar on the economic situation on 19 November 2015.

Erik Thedéen new Director General of Finansinspektionen

2015-10-15 | News About FI

The Government has today appointed Erik Thedéen as the new Director General of Finansinspektionen.

Martin Noréus: Amortisation requrement and risk weights - two current issues for macroprudential policy

FI's acting Director General Martin Noréus held the speech "Amortisation requirement and risk weights – two current issues for macroprudential policy" at UBS annual Nordic Financial Services Conference on 10 September 2015.

Decision regarding the countercyclical buffer rate

Finansinspektionen (FI) shall, in accordance with the Capital Buffers Act (2014:966), set a countercyclical buffer guide and a countercyclical buffer rate for each quarter.

Capital needs of Swedish banks as of the second quarter 2015

Finansinspektionen publishes the capital needs of the ten largest Swedish banks and credit institutions as of the end of the second quarter 2015.

Recognition of other Member States' countercyclical buffer rates

Finansinspektionen decides to recognize countercyclical buffer rates up to 2.5 per cent that are set by the designated authority of another EEA country. The firms concerned shall use these buffer rates to calculate their firm specific countercyclical capital buffers.

The future structure of banks' capital requirements

At the Financial Stability Council meeting of 15 June, Finansinspektionen presented its views on the future structure of banks' capital requirements.

Joint report to the Financial Stability Council

When representatives of the Government, Finansinspektionen (the Swedish Financial Supervisory Authority), the Riksbank and the Swedish National Debt Office met on 15 June in the Financial Stability Council, the authorities all contributed reports as bases for discussion. A summary of the report on driving forces behind household indebtness is now published.

Driving forces behind household indebtedness

In this report, Finansinspektionen, Sveriges Riksbank and the Swedish National Debt Office present a general description of the driving forces behind the rise in household indebtedness. A central conclusion in the report is that indebtedness is largely linked to developments on the housing market.

Swedish banks' systemic importance (O-SII)

FI intends to comply with the European Banking Authority's (EBA) guidelines on criteria to assess other systemically important institutions (O-SIIs).

Supervision of insurance undertakings

2015-06-18 | Reports Insurance

The objective of Finansinspektionen's supervision of insurance undertakings is to monitor their ability to fulfil their commitments to customers, and to monitor that customers receive comprehensible and accurate information. This report focuses on the first of the above-mentioned primary objectives.

FI analysis 1: The Too-Big-To-Fail Guarantee for Swedish Systematically Important Banks

2015-06-18 | Reports Stability

FI has decided to launch a new report series, FI-analysis. This is our first report in this series where FI presents studies and analysis of questions that is of particular importance to FI.

Stability in the financial system

2015-06-09 | Reports Stability

Finansinspektionens assessment is that the resilience in the financial system is currently satisfactory.

Capital needs of Swedish banks as of the first quarter 2015

Finansinspektionen publishes the capital needs of the ten largest Swedish banks and credit institutions as of the end of the first quarter 2015.

Handelsbanken receives a remark and is ordered to pay an administrative fine

2015-05-19 | Sanctions Bank

Handelsbanken has not complied with the money laundering rules. The bank has not conducted risk assessments for all of its customers or obtained sufficient information about customers and their business relations. The bank's system for reviewing transactions has also been deficient.

Nordea receives a warning and is ordered to pay the maximum administrative fine

2015-05-19 | Sanctions Bank

There have been major deficiencies in Nordea's work to prevent money laundering. This means there is a high probability that if people have tried to launder money or finance terrorism that they could have done so without Nordea having been able to detect this.

Consumer protection on the financial market

2015-05-12 | Reports Consumer

In this report, Finansinspektionen (FI) describes the most prioritised areas in which consumer protection on the financial market needs strengthening. Such areas include tightened rules for advice on financial products, better pension information and measures against closet index funds.

FI publishes methods for assessing capital requirements for three important risk types

Finansinspektionen (FI) establishes methods for assessing Pillar 2 capital requirements for three types of risk: credit-related concentration risk, interest rate risk in the banking book and pension risk.

Martin Noréus appointed acting Director General

2015-04-16 | News About FI

The Government has today decided to appoint Martin Noréus as acting Director General until such time as an ordinary Director General is appointed.

The Swedish Mortgage Market 2015

Finansinspektionen monitors the mortgage market and household indebtedness closely, and the mortgage survey is an important part of that process. The survey for 2014 shows that the average loan-to-value ratio and debt-to-income ratio was unchanged between 2013 and 2014, despite rapidly increasing house prices.

Martin Andersson leaves FI

2015-04-09 | News About FI

Martin Andersson is leaving his post as Director General of Finansinspektionen (FI) to become a partner with the consultancy firm Oliver Wyman.

Supervision of the securities market

2015-03-26 | Reports Markets

Three key areas are the focus of FI's new report Supervision of the securities market; financial infrastructure, transparency on the securities market as well as new rules for market supervision and the enforcement of financial information.