Here you can find everything that has been published in different news lists on www.fi.se. https://fi.se/en/published/all-published-material/rss 100731 https://fi.se/en/published/reports/reports/2026/home-insurance-is-expected-to-become-more-expensive/ As the climate changes, it will probably become more expensive to insure residential property. This is the conclusion of a new report by FI. FI makes the assessment that insurance undertakings will need to adapt their products and allow for such risks in order to be able to offer strong insurance protection even in the future. Wed, 29 Apr 2026 16:41:23 +0200 2026-04-29T16:41:23+02:00 101390 https://fi.se/en/published/reports/consumer-protection-on-the-financial-market/consumer-protection-report-2026/ Consumers have four basic needs that the financial system should provide: the ability to pay for goods and services, borrow money, save and insure against various risks. Finansinspektionen (FI) follows the development related to these needs, and we present our view of them in this report. Based on these needs, FI has identified four prioritised risks, which we also highlight in this report. Wed, 22 Apr 2026 08:00:06 +0200 2026-04-22T08:00:06+02:00 101060 https://fi.se/en/published/news/2026/fi-leaves-the-countercyclical-buffer-rate-unchanged/ In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the first quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent. Wed, 18 Mar 2026 08:00:07 +0100 2026-03-18T08:00:07+01:00 100813 https://fi.se/en/published/sanctions/financial-reporting-supervision/fi-sanctions-sbb-for-deficiencies-in-its-consolidated-financial-statements/ The deficiencies entailed that the reported consolidated profit for 2021 was too high, the consolidated statement of financial position at the end of the year was incorrect, and certain disclosures were missing. Wed, 18 Feb 2026 11:22:24 +0100 2026-02-18T11:22:24+01:00 100629 https://fi.se/en/published/sanctions/financial-firms/2026/fi-withdraws-authorisation-for-get-betal/ Finansinspektionen withdraws the authorisation of the payment institution Get betal AB. The company has, in part, provided inaccurate information to FI in its application for authorisation. The decision applies immediately. Wed, 21 Jan 2026 11:10:38 +0100 2026-01-21T11:10:38+01:00 100465 https://fi.se/en/published/news/2025/new-guidance-for-money-remittance-providers-on-money-laundering-and-terrorist-financing/ The Coordinating Body for Anti-Money Laundering and Countering Financing of Terrorism in cooperation with Finansinspektionen, the Financial Intelligence Unit of the Swedish Police, and the Swedish Security Service has developed a new brochure for providers of money transfer services on money laundering and terrorist financing. Fri, 9 Jan 2026 09:45:36 +0100 2026-01-09T09:45:36+01:00 100420 https://fi.se/en/published/sanctions/financial-firms/2025/garantum-fondkommission-receives-a-remark-and-administrative-fine2/ Garantum Fondkommission Aktiebolag (Garantum Fondkommission or the company) is a securities company with authorisation to conduct securities business pursuant to the Securities Market Act (2007:528). The company offers, among other services, investment advice relating to financial instruments. Wed, 17 Dec 2025 09:24:59 +0100 2025-12-17T09:24:59+01:00 100398 https://fi.se/en/published/sanctions/financial-firms/2025/svea-bank-receives-a-remark-and-administrative-fine/ Finansinspektionen has investigated Svea's compliance with certain key provisions in the anti-money laundering regulations. The investigation shows that the company has been in violation of several of these provisions. Wed, 17 Dec 2025 08:39:25 +0100 2025-12-17T08:39:25+01:00 100417 https://fi.se/en/published/sanctions/financial-firms/2025/garantum-wealth-management-pb-receives-a-remark-and-administrative-fine/ Garantum Wealth Management PB AB (Garantum PB or the company) is an insurance intermediary that has authorisation to conduct insurance distribution pursuant to the Insurance Distribution Act (2018:1219). Wed, 17 Dec 2025 08:29:22 +0100 2025-12-17T08:29:22+01:00 100374 https://fi.se/en/published/news/2025/fi-leaves-the-countercyclical-buffer-rate-unchanged3/ In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the fourth quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent. Wed, 17 Dec 2025 08:00:11 +0100 2025-12-17T08:00:11+01:00 100196 https://fi.se/en/published/news/2025/penningtvatt-uppdatering-2026/ Every year, FI requests information from undertakings that are subject to the money laundering regulations. The information is used as a basis for FI's risk-based supervision. A number of new questions have been added to next year's periodic reporting on money laundering. Fri, 28 Nov 2025 12:49:36 +0100 2025-11-28T12:49:36+01:00 100067 https://fi.se/en/published/reports/fi-analysis/2025/fi-analysis-52-stress-test-of-banks-lending-to-non-financial-firms/ Commercial real estate firms constitute the single largest risk of credit losses for banks in a stressed scenario. However, other sectors’ total loss contribution in such scenario is equally large. This is the conclusion of a new analysis by Finansinspektionen (FI) of how banks’ credit losses could be impacted by a macroeconomic shock. Thu, 27 Nov 2025 15:59:55 +0100 2025-11-27T15:59:55+01:00 100064 https://fi.se/en/published/reports/fi-analysis/2025/fi-analysis-51-a-model-for-households-housing-choices/ Households that experience greater buying power tend to choose homes of a higher standard over amortisation payments or savings. This is evident in a new model that Finansinspektionen (FI) has developed. Thu, 27 Nov 2025 15:27:48 +0100 2025-11-27T15:27:48+01:00 100181 https://fi.se/en/published/news/2025/johan-almenberg-ny-generaldirektor-for-fi/ The Swedish Government has appointed Johan Almenberg the new director general of FI today. Thu, 27 Nov 2025 12:50:10 +0100 2025-11-27T12:50:10+01:00 100082 https://fi.se/en/published/reports/stability-report/2025/stability-in-the-financial-system-20252/ The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal. Wed, 26 Nov 2025 08:16:11 +0100 2025-11-26T08:16:11+01:00 99107 https://fi.se/en/published/reports/reports/2025/remuneration-and-conflicts-of-interest-in-swedish-insurance-intermediaries/ Finansinspektionen (FI) has conducted an in-depth analysis of remuneration and conflicts of interest at insurance intermediaries that distribute life insurance and savings insurance. The objective of the in-depth analysis has been to gain more in-depth knowledge about the insurance intermediary market’s remuneration structure, how commissions and other remuneration are received, and the conflicts of interest that could arise. Wed, 19 Nov 2025 15:56:14 +0100 2025-11-19T15:56:14+01:00 99956 https://fi.se/en/published/reports/the-bank-barometer/bankslendingtothepublic/ The Bank Barometer shows that Swedish banks’ net profit decreased by SEK 2 billion during the first half of 2025 compared to the second half of 2024. The decrease was attributable primarily to a decrease in net financial income. The report also shows that lending to the public has increased, while the percentage of non-performing loans has decreased. Wed, 19 Nov 2025 08:03:21 +0100 2025-11-19T08:03:21+01:00 99950 https://fi.se/en/published/reports/reports/2025/swedish-consumer-credit/ One of FI’s assignments is to promote a high level of protection for consumers on the financial markets. As a result, we analyse consumer credit, and this report is part of this analysis. Mon, 17 Nov 2025 08:14:40 +0100 2025-11-17T08:14:40+01:00 99888 https://fi.se/en/published/sanctions/financial-firms/2025/avida-finans-receives-a-remark-and-administrative-fine/ Finansinspektionen is issuing Avida Finans AB a remark and an administrative fine of SEK 20 million. Wed, 12 Nov 2025 09:04:58 +0100 2025-11-12T09:04:58+01:00 99743 https://fi.se/en/published/sanctions/financial-firms/2025/zimpler-receives-a-remark-and-an-administrative-fine/ The Swedish Financial Supervisory Authority (FI) issues Zimpler AB (Zimpler) a remark and an administrative fine of 3 million kronor for violations of anti–money laundering regulations. Thu, 16 Oct 2025 08:41:38 +0200 2025-10-16T08:41:38+02:00 99678 https://fi.se/en/published/news/2025/fi-erkanner-norska-riskviktsgolv/ Finansinspektionen (FI) has passed a decision to reciprocate the Norwegian Ministry of Finance’s decision of risk weight floors of 25 per cent for retail exposures collateralised by real estate in Norway and of 35 per cent for corporate exposures collateralised by real estate in Norway. Mon, 6 Oct 2025 07:58:37 +0200 2025-10-06T07:58:37+02:00 99541 https://fi.se/en/published/important-memos-and-decisions/2025/fi-extends-the-risk-weight-floors-for-swedish-mortgages-and-commercial-real-estate/ FI has decided to extend the risk-weight floors by two years, from 31 December 2025 to 30 December 2027 for Swedish mortgages, and from 30 September 2025 to 29 September 2027 for Swedish commercial real estate. Wed, 17 Sep 2025 14:55:43 +0200 2025-09-17T14:55:43+02:00 99513 https://fi.se/en/published/news/2025/fi-leaves-the-countercyclical-buffer-rate-unchanged2/ In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the third quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent. Wed, 17 Sep 2025 08:00:13 +0200 2025-09-17T08:00:13+02:00 97206 https://fi.se/en/published/reports/fi-analysis/2024/fi-analysis-46-poor-profitability-for-consumers-from-autocalls/ Finansinspektionen has highlighted in multiple reports that many structured products are unsuitable for most consumers. In a new analysis, FI has analysed consumers’ investments in a type of structured product called autocalls. The analysis shows that autocalls are often expensive, associated with high risks, and difficult to understand. In many cases, these products are unprofitable for investors. Mon, 1 Sep 2025 11:23:35 +0200 2025-09-01T11:23:35+02:00 99409 https://fi.se/en/published/news/2025/large-swedish-banks-show-resilience-in-the-ebas-stress-test/ The five largest Swedish banks show resilience and have the ability to withstand a sharp deterioration in market conditions, based on the stress test coordinated by the European Banking Authority (EBA). Mon, 4 Aug 2025 08:00:10 +0200 2025-08-04T08:00:10+02:00 99344 https://fi.se/en/published/reports/fi-analysis/2025/fi-analysis-49-increased-concentration-in-trading-on-the-swedish-bond-markets/ The turnover and the number of actors on the bond markets have decreased in recent years. Trading of government bonds has become more concentrated to a few large firms, which makes the market vulnerable to shocks. This is the conclusion of a new analysis by Finansinspektionen (FI). Wed, 23 Jul 2025 16:08:58 +0200 2025-07-23T16:08:58+02:00 99331 https://fi.se/en/published/news/2025/jimmy-leonborn-appointed-new-head-of-it/ Jimmy Leonborn is the new executive director of IT and will also join FI's management team. He will take over on October 1. Wed, 2 Jul 2025 12:30:10 +0200 2025-07-02T12:30:10+02:00 99296 https://fi.se/en/published/news/2025/european-commission-approves-fis-extension-of-the-risk-weight-floors/ The European Commission has announced that it does not object to FI's intention to extend the current risk weight floors for Swedish mortgages and commercial real estate. This means that FI may implement the measures. Fri, 27 Jun 2025 14:54:53 +0200 2025-06-27T14:54:53+02:00 99272 https://fi.se/en/published/news/2025/leonard-weber-landgren-new-executive-director-of-insurance/ Leonard Weber Landgren is the new executive director of Insurance and will also join FI's management team. He will take over on July 15. Wed, 25 Jun 2025 10:43:37 +0200 2025-06-25T10:43:37+02:00 99078 https://fi.se/en/published/news/2025/jimmy-kvarnstrom-new-executive-director-of-markets/ Jimmy Kvarnström is the new executive director of Markets at Finansinspektionen and will also join FI’s management team. Mon, 23 Jun 2025 13:00:47 +0200 2025-06-23T13:00:47+02:00 99175 https://fi.se/en/published/news/2025/fi-leaves-the-countercyclical-buffer-rate-unchanged/ In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the second quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent. Wed, 18 Jun 2025 08:00:17 +0200 2025-06-18T08:00:17+02:00 99180 https://fi.se/en/published/sanctions/financial-firms/2025/fi-withdraws-authorisation-for-intergiro/ Finansinspektionen withdraws the authorisation of Intergiro Intl AB (publ) to issue electronic money. Wed, 18 Jun 2025 08:00:15 +0200 2025-06-18T08:00:15+02:00 99126 https://fi.se/en/published/news/2025/fis-view-on-more-flexible-rules-for-calculating-capital-requirements-for-credit-risk/ Finansinspektionen has published a memorandum clarifying its expectations on banks’ application of internal models to calculate capital requirements for credit risk. FI’s position is based on its experiences from previously performed model assessments and considering the greater flexibility that was introduced on 1 January of this year through amendments to the Capital Requirements Regulation (CRR3). Fri, 13 Jun 2025 08:00:11 +0200 2025-06-13T08:00:11+02:00 98965 https://fi.se/en/published/reports/stability-report/2025/stability-in-the-financial-system-20251/ The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time, Swedish banks have large capital buffers and good profitability, which builds resilience. Financial firms, households and firms all need to be prepared that the uncertainty could persist for a while. These are some of the conclusions from FI's first stability report of the year. Fri, 16 May 2025 13:16:16 +0200 2025-05-16T13:16:16+02:00 98907 https://fi.se/en/published/sanctions/financial-firms/2025/swedbank-receives-an-administrative-fine/ Swedbank AB (Swedbank or the bank) is a Swedish joint stock banking company authorised to conduct banking business in accordance with the Banking and Financing Business Act (2004:297). On 3 December 2021, Swedbank notified Finansinspektionen that the bank conducts security-sensitive activities. Wed, 14 May 2025 09:01:39 +0200 2025-05-14T09:01:39+02:00