| Date | Authorization |
|---|---|
| Estonia | |
| 2017-11-02 | Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting). Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| Poland | |
| 2017-12-06 | Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting). Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| Denmark | |
| 2018-03-06 | Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting). Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| 2024-09-01 | Taking deposits and other repayable funds. Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| Belgium | |
| 2018-05-22 | Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting). Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| Germany | |
| 2018-07-19 | Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting). Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| 2019-03-18 | Taking deposits and other repayable funds. Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| Austria | |
| 2019-03-18 | Taking deposits and other repayable funds. Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| Netherlands | |
| 2019-04-15 | Taking deposits and other repayable funds. Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| 2019-04-15 | Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting). Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| Lithuania | |
| 2019-09-01 | Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting). Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| Latvia | |
| 2019-09-01 | Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting). Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| Norway | |
| 2020-04-16 | Guarantees and commitments. Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| 2025-01-01 | Taking deposits and other repayable funds. Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| 2025-01-01 | Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting). Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |
| 2025-01-01 | Payment services as defined in Article 4(3) of Directive (EU) 2015/2366 of the European Parliament and of the Council |
| Finland | |
| 2020-04-21 | Guarantees and commitments. Subject to mutual recognition according to Annex 1, Directive 2013/36/EU of the European Parliament and of the Council. |