Search www.fi.se

Your search resulted in 768 hits

• Major banks need to rectify deficiencies in the payments infrastructure

  • Bank
  • Money laundering
  • Published
  • News
  • Payments

  Published 2024-06-20 - FI is ordering Handelsbanken, SEB and Swedbank to rectify deficiencies in the payments infrastructure no later than December 2026. FI has also contacted the…
• Regulations amending Finansinspektionen’s regulations (FFFS 2017:11) regarding measures against money laundering and terrorist financing
  • Bank
  • Insurance
  • Markets
  • Banking and lending services
  • Payment services
  • Stock exchanges and clearing
  • Electronic money
  • Funds
  • Insurance undertakings
  • Insurance intermediaries
  • Securities institutions

  Finansinspektionen’s Regulatory Code Publisher: Chief Legal Counsel Eric Leijonram, Finansinspektionen, Sweden, www.fi.se ISSN 1102-7460 This translation is furnished solely for information purposes. Only the printed version of the regulation in Swedish applies for the application of the law. ...
• FI leaves the countercyclical buffer rate unchanged

  • Bank
  • Stability
  • Published
  • News
  • Countercyclical buffer

  Published 2024-06-19 - In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the second quarter. The…

• Systemic risk indicator d-SRI

  Report: Stability in the Financial System (2024:1)
• FI identifies transition risks in banks’ lending portfolios

  • Bank
  • Published
  • News
  • Reports
  • Sustainability

  Published 2024-06-04 - There are climate-related transition risks in Swedish banks’ lending portfolios. This is the conclusion of an analysis Finansinspektionen (FI) conducted by…

• Report: Transition risks in banks’ lending portfolios
• Fraud prevention in payment services

  • Bank
  • Consumer
  • Published
  • News
  • Reports
  • Frauds
  • Payments
  • Consumer
  • Pay

  Published 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…

• Report: Fraud prevention in payment services (In Swedish)
• Interest rate puts pressure on indebted households

  • Bank
  • Consumer
  • Stability
  • Published
  • News
  • Reports
  • Mortgage

  Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…

• The Swedish Mortgage Market Report
• FI intends to extend banks’ risk weights floors for mortgages and commercial real estate lending

  • Bank
  • Basel
  • Capital requirements
  • Stability
  • Published
  • News
  • Regulations

  Published 2024-05-29 - Finansinpektionen currently assesses that risks to Swedish mortgages and commercial properties remain and these will not be fully addressed when the EU’s…

• New risk weight floors for bank loans to commercial properties

  FI extends the risk weight floor for Swedish mortgage exposures
• FI Analysis 45: High risks in small and mid-sized commercial real estate firms

  • Bank
  • Stability
  • Published
  • Reports

  Published 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them…

• FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
• Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment

  • Bank
  • Insurance
  • Markets
  • Stability
  • Published
  • News
  • Reports
  • Payments

  Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…

• Stability in the Financial System
• Capital requirements of Swedish banks as of Q1 2024

  • Bank
  • Capital requirements
  • Stability
  • Published
  • News

  Published 2024-05-24 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…

• Capital requirements for the Swedish banks, first quarter 2024
• Regulations amending Finansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property
  • Bank
  • Banking and lending services

  Finansinspektionen’s Regulatory Code Publisher: Chief Legal Counsel Eric Leijonram, Finansinspektionen, Sweden, www.fi.se ISSN 1102-7460 This translation is furnished solely for information purposes. Only the printed version of the regulation in Swedish applies for the application of the law. ...
• FI Analysis No. 42: Gender differences in investment behaviour

  • Bank
  • Markets
  • Consumer
  • Published
  • News
  • Reports

  Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…

• FI Analysis No. 42: Gender differences in investment behaviour
• FI leaves the countercyclical buffer rate unchanged

  • Bank
  • Stability
  • Published
  • News
  • Countercyclical buffer

  Published 2024-03-13 - In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the first quarter. The…

• Report: Stability in the Financial System (2023:2)
• 2024:1 Loan-to-value ratio for loans granted against collateral in residential property and included in the cover pool for covered bonds

  • Bank
  • Published

  Published 2024-03-11 - In this legal position, Finansinspektionen considers the matter of whether the cover pool for covered bonds issued prior to 8 July 2022 may consist of loans…
• Capital requirements of Swedish banks as of Q4 2023

  • Bank
  • Capital requirements
  • Stability
  • Published
  • News

  Published 2024-02-23 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…

• Capital requirements for the Swedish banks, fourth quarter 2023
• Comprehensive overview is important when changing the conditions on the housing market

  • Bank
  • Consumer
  • Published
  • News
  • Reports
  • Mortgage

  Published 2024-02-22 - FI has received an assignment from the Government to assess an increase in the loan-to-value (LTV) cap from 85 to 90 percent. At the same time, the Government…

• Report (In Swedish): FI:s syn på en höjning av bolånetaket från 85 till 90 procent
• Ownership reporting

  • Bank
  • Reporting

  Published 2024-02-15 - Financial entities are obligated to report larger holdings, for example subsidiaries and other ownership interests.

• Ownership reporting
• Regulations amending Finansinspektionen’s regulations and general guidelines (FFFS 2011:26) regarding special supervision of financial conglomerates
  • Bank
  • Insurance
  • Markets
  • Banking and lending services
  • Insurance undertakings
  • Securities institutions
  • Occupational Pension Companies

  Finansinspektionen’s Regulatory Code Publisher: Chief Legal Counsel Eric Leijonram, Finansinspektionen, Sweden, www.fi.se ISSN 1102-7460 This translation is furnished solely for information purposes. Only the printed version of the regulation in Swedish applies for the application of the law. ...
• Outsourcing contracts

  • Bank

  Published 2024-02-06 - If a credit servicer wants to outsource its credit servicing operations to a third party, FI must be notified.
• Cross-border activities

  • Bank

  Published 2024-02-06 - A credit servicer authorised pursuant to the Credit Servicer Act (Purchase and Servicing of Non-Performing Credit Agreements Act [2023:714]) is entitled to…
• Credit servicers

  • Bank

  Published 2024-02-06 - In accordance with the Credit Servicer Act (Purchase and Servicing of Non-Performing Credit Agreements Act [2023:714]) authorisation from FI is required to…
• Debt collection

  • Bank

  Published 2024-02-06 - According to the Debt Collection Act (1974:182), authorisation from FI is required to conduct debt collection operations related to the collection of debt on…
• Reciprocation of macroprudential measures in other countries

  • Bank
  • Capital requirements
  • Stability

  Published 2024-01-31 - According to the capital adequacy regulations (Capital Requirements Regulation and Capital Requirements Directive), a country can ask other countries to…

• Reciprocation of Norwegian systemic risk buffer (2023-06-01)

  FI reciprocates the extension of Norwegian risk weight floors (2023-03-28)

  Decisions regarding reciprocation of macroprudential measures in three EU countries (2022-06-29)
• Capital requirements for Swedish banks as of Q1 2024

  • Bank
  • Capital requirements
  • Stability

  Published 2024-05-24 - FI publishes the capital requirements for Swedish banks and credit institutions in supervision categories 1 and 2 every quarter.

• Capital requirements for the Swedish banks, first quarter 2024
• Regulations amending Finansinspektionen’s regulations and general guidelines (FFFS 2014:8) on certain consumer-credit related operations
  • Bank
  • Markets
  • Banking and lending services
  • Securities institutions
  • Other

  Finansinspektionen’s Regulatory Code Publisher: Chief Legal Counsel Eric Leijonram, Finansinspektionen, Sweden, www.fi.se ISSN 1102-7460 This translation is furnished solely for information purposes. Only the printed version of the regulation in Swedish applies for the application of the law. ...
• Finansinspektionen’s general guidelines on credits in consumer relationships
  • Bank
  • Markets
  • Banking and lending services
  • Payment services
  • Electronic money
  • Securities institutions
  • Other

  Finansinspektionen’s Regulatory Code Publisher: Chief Legal Counsel Eric Leijonram, Finansinspektionen, Sweden, www.fi.se ISSN 1102-7460 This translation is furnished solely for information purposes. Only the printed version of the regulation in Swedish applies for the application of the law. ...
• Regulations amending Finansinspektionen’s regulations and general guidelines (FFFS 2015:1) regarding information concerning interest rates on housing loans
  • Bank
  • Markets
  • Banking and lending services
  • Securities institutions

  Finansinspektionen’s Regulatory Code Publisher: Chief Legal Counsel Eric Leijonram, Finansinspektionen, Sweden, www.fi.se ISSN 1102-7460 This translation is furnished solely for information purposes. Only the printed version of the regulation in Swedish applies for the application of the ...
• FI extends the risk weight floor for Swedish mortgage exposures

  • Bank
  • Capital requirements
  • Stability
  • Published
  • Memos & decisions
  • News
  • EBA
  • Mortgage

  Published 2023-12-14 - FI has decided to extend the risk weight floor by two years, from 31 December 2023 to 30 December 2025.

• FI’s decision (In Swedish): Beslut om riskviktsgolv för svenska bolåneexponeringar

  European Commission approves extension of the risk weight floor for Swedish mortgages (2023-11-09)

  FI notifies the EU regarding extension of the existing risk weight floor for Swedish mortgages (2023-09-13)
• FI leaves the countercyclical buffer rate unchanged

  • Bank
  • Stability
  • Published
  • News
  • Countercyclical buffer

  Published 2023-12-13 - In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the fourth quarter. The…

• Report: Stability in the Financial System (2023:2)
• Aros receives warning and administrative fine

  • Bank
  • Money laundering
  • Published
  • Sanctions

  Published 2023-12-13 - Finansinspektionen has decided that Aros Kapital will receive a warning and an administrative fine of SEK 45 million.