News

2025

FI Analysis 46: Poor profitability for consumers from autocalls

2025-09-01 | Consumer Save Reports

Finansinspektionen has highlighted in multiple reports that many structured products are unsuitable for most consumers. In a new analysis, FI has analysed consumers’ investments in a type of structured product called autocalls. The analysis shows that autocalls are often expensive, associated with high risks, and difficult to understand. In many cases, these products are unprofitable for investors.

FI Analysis 49: Increased concentration in trading on the Swedish bond markets

2025-07-23 | Reports News Stability

The turnover and the number of actors on the bond markets have decreased in recent years. Trading of government bonds has become more concentrated to a few large firms, which makes the market vulnerable to shocks. This is the conclusion of a new analysis by Finansinspektionen (FI).

Stability in the Financial System (2025:1): Uncertainty could persist for a while

2025-05-16 | Payments Reports News

The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time, Swedish banks have large capital buffers and good profitability, which builds resilience. Financial firms, households and firms all need to be prepared that the uncertainty could persist for a while. These are some of the conclusions from FI's first stability report of the year.

Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market

2025-04-30 | Borrow Pay Insure

Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that have recently emerged on the financial market. At the same time, risks linked to unsound lending and financial exclusion of consumers are still prevalent. These are some of Finansinspektionen’s (FI) observations in this year’s consumer protection report.

The Bank Barometer

2025-04-24 | Reports

The Bank Barometer describes the Swedish banking system and is published twice a year. The report presents statistics on, among other things, deposits, profitability and funding broken down into different categories of banks and credit market firms.