Result

2025

How FI reviews money laundering risks in the financial sector in 2025

There is a high risk that the financial system is used by criminals to launder money and commit other crimes. In 2025, the Financial Supervisory Authority (FI) will prioritize its review to sectors and services where the risks of money laundering are elevated.

Direct contributions to reserves from shareholders as CET1 capital

European Banking Authority (EBA) has clarified which conditions direct contributions to reserves from shareholders should meet in order to form part of firms’ Common Equity Tier 1 capital (CET1 capital) according to the rules laid down in the Capital Requirements Regulation (CRR). According to the CRR a contribution may be classified as CET1 capital if the contribution satisfies certain conditions.

2024

Klarna receives a remark and an administrative fine

2024-12-11 | Payments News Sanctions

FI is issuing Klarna Bank AB (Klarna) a remark and an administrative fine of SEK 500 million for violating the anti-money laundering regulations.

FI Supervision 30: The banks can strengthen their sanction screening

FI has tested the effectiveness of 19 banks' automated sanction screening systems. The result shows that the effectiveness of the systems that the banks use could be higher and that there is room for some banks to improve their work in this area.

AI increasingly common in the financial sector, but risk management is lagging behind

2024-12-06 | Payments Fintech Reports

The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks accompanying the new technology is lagging behind. These are FI’s findings following a survey of firms’ use of AI.

Updated Q&A on reporting under the Anti-Money Laundering Act

2024-12-02 | Payments News Reporting

As we approach the starting point for the 2025 periodic reporting under the Anti-Money Laundering Act, a number of new questions have arisen. We have therefore updated our Q&A about this periodic reporting.

Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs

2024-11-20 | Payments Reports News

The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate cuts are contributing to improved optimism about the future. At the same time, the uncertain global economic and geopolitical situation is leading to heightened risks, in part in the form of cyber attacks. These are the conclusions of FI’s second stability report for the year.

Amal Express shall pay an administrative fine

2024-11-13 | Payments News Sanctions

Amal Express Ekonomisk förening shall pay an administrative fine of SEK 100,000.

Major banks need to rectify deficiencies in the payments infrastructure

FI is ordering Handelsbanken, SEB and Swedbank to rectify deficiencies in the payments infrastructure no later than December 2026. FI has also contacted the supervisory authorities in Denmark and Finland and informed them of the need to take corresponding measures for Danske Bank and Nordea.

Fraud prevention in payment services

2024-05-31 | Pay Consumer Payments

Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in the Payment Services Act that aim to prevent fraud. Payment service providers do a lot to prevent their payments services from being used for fraud, but this problem is still growing.