A stable, well-functioning financial market for allA stable, well-functioning financial market for allEuropean Commission approves FI’s extension of the risk-weight floors
The European Commission has announced that it does not object to FI's intention to extend the current risk weight floors for Swedish mortgages and commercial real estate. This means that FI may implement the measures.
On 30 April 2025, FI, through Article 458 of the Capital Requirements Regulation, informed the European Commission and the European Systemic Risk Board (ESRB) that FI intends to extend the current risk-weight floors of 25 per cent for Swedish mortgages, 35 per cent for Swedish corporate exposures secured on commercial properties and 25 per cent for Swedish corporate exposures secured on residential properties.
The European Commission has now decided not to propose to the European Council an implementing act that rejects the extensions. This means that the measures may be implemented in Sweden.
The current risk-weight floor for Swedish mortgages is valid until 30 December 2025, while the current risk-weight floors for commercial real estate are valid until 29 September 2025. FI will make its final decision on the matter before the measures expire.
