The Swedish Mortgage Market 2014

2014-04-10 | Reports

A smoothly functioning credit market is fundamental to the ability of modest-wealth households to purchase a home. However, high indebtedness carries a risk for individual households, and can pose a risk to financial stability. It is therefore important for Finansinspektionen (FI) to monitor developments in household indebtedness.

In order to limit such risks, FI has recently taken several measures – introduced a mortgage cap, increased risk weights on mortgages and submitted a proposal regarding individual amortisation plans

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