Your search resulted in 25 hits
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Legal Position: Rule interpretation for deposits via digital platforms
- Bank
- Published
- News
- Reports
- Fintech
Published 2025-03-24 - An increasing number of banks and other credit institutions are offering savings via digital deposit platforms. This makes them more vulnerable since the…
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AI increasingly common in the financial sector, but risk management is lagging behind
- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
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Examples
- Fintech
Published 2024-06-26 - Here you can see a list of the authorisations that may be needed for certain types of activities.
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Innovation-related cooperation
- Fintech
Published 2024-06-18 - We cooperate with other governmental authorities to exchange knowledge and follow the development of innovations.
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
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Four reasons not to buy cryptoassets
- Consumer
- Published
- News
- Fintech
- Payments
- Cryptoassets
- Save
- Consumer
- Pay
Published 2024-05-15 - Right now, the media is filled with reporting on cryptoassets, and various investment tips are being shared on social media. Even though regulations for the…
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FI’s Innovation Center
- Fintech
FI’s Innovation Center
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Open finance in Sweden
- Bank
- Insurance
- Markets
- Consumer
- Published
- News
- Reports
- Fintech
Published 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
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Contact us
- Fintech
Published 2023-02-22 - Here you will find information about how to contact FI’s Innovation Center.
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About the Innovation Center
- Fintech
Published 2023-02-22 - We are the first point of contact for companies that are unsure about the regulations, processes and principles that apply to financial innovations.
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Discussion with banks on the right to open payment accounts
- Bank
- Consumer
- Published
- News
- Fintech
Published 2022-05-16 - Finansinspektionen has invited several banks to a roundtable discussion on Friday, 20 May, on the right to open payment accounts. The background is that the…
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FI’s report on the implementation of the Payment Account Directive in Sweden (in Swedish)
Are banks refusing to open payment accounts for too many customers?
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Erik Thedéen: Crypto-assets today and in the future
- Bank
- Insurance
- Markets
- Money laundering
- Consumer
- Stability
- Published
- Speeches and debate
- Fintech
- Sustainability
Published 2021-12-17 - ” Ultimately, this is about energy efficiency. Energy is a scarce resource, and as a society, we have invested heavily in energy-efficiency improvements…
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Crypto-assets are a threat to the climate transition – energy-intensive mining should be banned
- Markets
- Published
- Speeches and debate
- Fintech
- Sustainability
Published 2021-11-05 - The most common method for producing crypto-assets requires enormous amounts of electricity and generates large CO2 emissions. Crypto-asset producers are keen…
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New guidelines regarding consumer credit assessments
- Bank
- Consumer
- Published
- News
- Regulations
- Fintech
Published 2021-09-15 - Many consumer credit assessments need to improve to fulfil the requirements of the Consumer Credit Act. Finansinspektionen (FI) is therefore now clarifying…
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Erik Thedéen: Crypto-assets – risks and opportunities
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- Speeches and debate
- Fintech
- Sustainability
Published 2021-06-16 - “The technology behind crypto-assets has the potential to create value for society, but crypto-assets like Bitcoin also pose significant risks,” said Erik…
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FI clarifies obligations for third-party payment service providers
- Bank
- Published
- News
- Fintech
- PSD 2
Published 2021-03-03 - Finansinspektionen would like to clarify the obligations of third-party payment service providers when gathering information about bank customers’ payment…
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FI warns consumers of risks connected to cryptoasset products
- Markets
- Consumer
- Published
- News
- Fintech
- Cryptoassets
Published 2021-02-22 - Think carefully before buying a financial product containing cryptoassets. The risks are significant and the protections for you as a consumer are weak, FI…
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FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset
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FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset
- Markets
- Consumer
- Published
- Reports
- Fintech
Published 2021-02-22 - FI conducted a thematic review of the market for financial instruments with crypto-assets as an underlying asset. FI is of the view that there is a lack of…
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FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset
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Erik Thedéen: FinTech and cyber threats – what impact do they have on financial stability?
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- Speeches and debate
- Fintech
Published 2020-03-03 - The rate at which household debt is increasing has slowed the past three years. The two amortisation requirements that FI introduced contributed to this…
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FI Supervision 9: Banks’ work on information and cyber security
- Bank
- Published
- Reports
- Fintech
Published 2018-12-07 - Several banks are working to develop and enhance their information and cyber security. Some have not yet fully adapted their work to the changed conditions…
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FI Supervision No. 9: Information and Cyber Security work in Banks
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Financial innovations
- Fintech
Financial innovations
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FI’s Innovation Center
- Fintech
FI’s Innovation Center
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Erik Thedéen: Rules prevent crises
- Bank
- Markets
- Consumer
- Stability
- Published
- Speeches and debate
- Mortgage
- Fintech
Published 2018-02-08 - Finansinspektionen is responsible for macroprudential policy in Sweden, which includes both promoting financial stability and counteracting financial…
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FI establishes an innovation centre
- Bank
- Insurance
- Markets
- Published
- Reports
- Fintech
Published 2017-12-01 - FI is establishing a fintech innovation centre that will provide information to and maintain a dialogue with companies conducting innovation-based business.…
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FI:s response to the EU Consultation on FinTech: A more competitive and innovative European Financial Sector
- Bank
- Markets
- Published
- Comments on proposals
- Fintech
Published 2017-06-15 - Finansinspektionen has responded to the Commission Consultation Document on FinTech: A more competitive and innovative European Financial Sector.
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Finansinspektionen’s response at the webb-survey, to the Commission Consultation on FinTech