Your search resulted in 867 hits
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How FI reviews money laundering risks in the financial sector in 2025
- Bank
- Insurance
- Markets
- Money laundering
- Published
- News
- Reports
- Payments
Published 2025-03-10 - There is a high risk that the financial system is used by criminals to launder money and commit other crimes. In 2025, the Financial Supervisory Authority…
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FI Supervision 30: The banks can strengthen their sanction screening
- Bank
- Money laundering
- Published
- Reports
- In-depth analysis
- Payments
Published 2024-12-09 - FI has tested the effectiveness of 19 banks' automated sanction screening systems. The result shows that the effectiveness of the systems that the banks use…
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
- Bank
- Stability
- Published
- Reports
- Financial Reporting
Published 2025-11-27 - Commercial real estate firms constitute the single largest risk of credit losses for banks in a stressed scenario. However, other sectors’ total loss…
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
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FI Analysis 51: A model for households’ housing choices
- Consumer
- Published
- Reports
- Mortgage
Published 2025-11-27 - Households that experience greater buying power tend to choose homes of a higher standard over amortisation payments or savings. This is evident in a new…
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FI Analysis 49: Increased concentration in trading on the Swedish bond markets
- Markets
- Stability
- Published
- News
- Reports
Published 2025-07-23 - The turnover and the number of actors on the bond markets have decreased in recent years. Trading of government bonds has become more concentrated to a few…
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FI Analysis No. 49 Summary - Increased concentration in trading on the Swedish bond markets
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Consumer
- Stability
- Published
- News
- Reports
- Consumer
- Borrow
Published 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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FI Analysis 46: Poor profitability for consumers from autocalls
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-09-01 - Finansinspektionen has highlighted in multiple reports that many structured products are unsuitable for most consumers. In a new analysis, FI has analysed…
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FI Analysis 46: Poor profitability for consumers from autocalls (Summary)
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
- Bank
- Stability
- Published
- Reports
Published 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…
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Stability in the Financial System (2025:2)
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- Reports
- Payments
Published 2025-11-26 - The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
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Stability in the Financial System (2025:2): Summarized stability assessment
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Reports
- Payments
Published 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Consumer
- Published
- Reports
- Frauds
- Save
- Consumer
- Insure
- Pay
- Borrow
Published 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
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The Bank Barometer: Swedish banks’ lending to the public continues to increase
- Bank
- Published
- News
- Reports
Published 2025-11-19 - The Bank Barometer shows that Swedish banks’ net profit decreased by SEK 2 billion during the first half of 2025 compared to the second half of 2024. The…
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The Bank Barometer: Net profit of Swedish banks continues to increase
- Bank
- Published
- News
- Reports
Published 2025-04-24 - Swedish banks’ net profit increased by SEK 4 billion in 2024 despite a decrease in net interest income. These are the main conclusions in Finansinspektionen’s…
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The Bank Barometer
- Published
- Reports
The Bank Barometer describes the Swedish banking system and is published twice a year. The report presents statistics on, among other things, deposits,…
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Swedish Consumer Credit
- Bank
- Consumer
- Published
- Reports
- Consumer
- Borrow
Published 2025-11-17 - One of FI’s assignments is to promote a high level of protection for consumers on the financial markets. As a result, we analyse consumer credit, and this…
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Household savings in Sweden
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Legal Position: Rule interpretation for deposits via digital platforms
- Bank
- Published
- News
- Reports
- Fintech
Published 2025-03-24 - An increasing number of banks and other credit institutions are offering savings via digital deposit platforms. This makes them more vulnerable since the…
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AI increasingly common in the financial sector, but risk management is lagging behind
- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
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FI’s anti-money laundering supervision
- Money laundering
- Reports
Finansinspektionen conducts investigations into whether firms have procedures and processes in place to prevent the firms from being misused for money…
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FI’s anti-money laundering supervision
- Money laundering
- Reports
Finansinspektionen conducts investigations into whether firms have procedures and processes in place to prevent the firms from being misused for money…
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FI proposes enhanced preventive work in efforts to prevent investment fraud
- Consumer
- Published
- Reports
- Frauds
Published 2024-11-07 - An increasing number of consumers are falling victim to investment fraud. In a report to the Government, FI proposes, among other things, enhanced work to…
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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FI identifies transition risks in banks’ lending portfolios
- Bank
- Published
- News
- Reports
- Sustainability
Published 2024-06-04 - There are climate-related transition risks in Swedish banks’ lending portfolios. This is the conclusion of an analysis Finansinspektionen (FI) conducted by…
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Fraud prevention in payment services
- Bank
- Consumer
- Published
- News
- Reports
- Frauds
- Payments
- Consumer
- Pay
Published 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
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Interest rate puts pressure on indebted households
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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FI Analysis 45: High risks in small and mid-sized commercial real estate firms
- Bank
- Stability
- Published
- Reports
Published 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them…
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FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
