FI has decided to extend the risk-weight floors by two years, from 31 December 2025 to 30 December 2027 for Swedish mortgages, and from 30 September 2025 to 29 September 2027 for Swedish commercial real estate.
In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the third quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent.
Due to maintenance, service disruptions may occur in the system Ansök on Thursday 11 September between 19 pm and 20 pm.
There may be minor disruptions to both the production environment and the test environment of the TRS 2 system on 20–21 September due to planned maintenance.
Finansinspektionen has highlighted in multiple reports that many structured products are unsuitable for most consumers. In a new analysis, FI has analysed consumers’ investments in a type of structured product called autocalls. The analysis shows that autocalls are often expensive, associated with high risks, and difficult to understand. In many cases, these products are unprofitable for investors.
FI publishes the capital requirements for Swedish banks and credit institutions in supervision categories 1 and 2 every quarter.
Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of the end of Q2 2025.
Thursday 28 August, maintenance work will take place in FIDAC. Between 09:00 AM to 12:00 AM, FIDAC can therefore be unavailable.
The five largest Swedish banks show resilience and have the ability to withstand a sharp deterioration in market conditions, based on the stress test coordinated by the European Banking Authority (EBA).
The turnover and the number of actors on the bond markets have decreased in recent years. Trading of government bonds has become more concentrated to a few large firms, which makes the market vulnerable to shocks. This is the conclusion of a new analysis by Finansinspektionen (FI).