Risks in the financial system 2013

Swedish banks are relatively strong, but they continue to be vulnerable to disruptions on the financial markets, and the development within the Euro zone continues to represent a risk to the Swedish financial system.

Household indebtedness is also high from a historical and an international perspective, and Finansinspektionen (FI) believes this entails risks to both stability and consumer protection. Inadequate advice regarding financial products continues to pose a serious risk to consumers as companies are steered more by underlying conflicts of interest than what is best for the customer.