Result

2024

FI prioritizes particularly vulnerable sectors to combat money laundering

2024-04-17 | Payments Reports News

Money laundering is a global problem that allows criminals to transact large sums of money without revealing their illegal activities. In order to counteract the risk of money laundering, FI has identified a number of areas where the risks are assessed to be particularly large and that we will have an extra focus on during the year.

The CF Global Trading (clone)

2024-04-11

It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent The CF Global Trading (clone) are offering Swedish investors to trade with securities.

Scheduled maintenance: Fidac

2024-04-08 | Reporting

Thursday 11 April, between 2:00 PM to 4:00 PM, maintenance work will take place in Fidac and the system may be unavailable during that time.

FI Supervision 29: Advisors are not taking customers’ sustainability preferences into account

Six out of ten say that sustainability is important when saving money. Advisors at banks, investment firms and insurance intermediaries have an obligation to take into account consumers’ sustainability preferences. This does not always happen. Instead, many consumers currently face a risk of investing in products that do not correspond to their expectations when it comes to sustainability. This is the conclusion FI draws from its analysis, and we are now encouraging firms to devote a special focus to this topic.

Markets

2024-03-21 | Reporting

Here we gather technical information about national reporting and according to ESMA's framework.

Scheduled maintenance: Ansök

2024-03-20 | Reporting

Wednesday 20 March, between 14:00 PM to 15.00 PM maintenance work will take place in Ansök and the system will be unavailable during that time.

Warning regarding Swisscap

2024-03-20

It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Swisscap are offering Swedish investors to trade with securities.

FI Analysis No. 42: Gender differences in investment behaviour

2024-03-18 | Reports News Consumer

The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which shows that adults more often buy stocks for boys than for girls. We also see that men generally have larger stock portfolios than women throughout life, although women increase their stock wealth later in life.

Operational disruptions FIDAC: Solved

2024-03-18 | Reporting

We have now implemented a fix in FIDAC to solve the problem with failed uploads of the report Survey of household loans and savings. The problem should be solved but please contact rapportering@fi.se if you continue to experience problems.

FI leaves the countercyclical buffer rate unchanged

In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the first quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent.

Nordix Chain

2024-03-12

It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Nordix Chain are offering Swedish investors to trade with securities.

Operational disruptions: FIDAC

2024-03-11 | Reporting

Some reporters are at the moment experiencing issues with uploading large files for the report Survey of household loans and savings. We are investigating the issue and will inform when it has been resolved.

2024:1 Loan-to-value ratio for loans granted against collateral in residential property and included in the cover pool for covered bonds

2024-03-11 | Bank

In this legal position, Finansinspektionen considers the matter of whether the cover pool for covered bonds issued prior to 8 July 2022 may consist of loans granted against collateral in residential properties to the extent that the credit in relation to the collateral lies within the loan-to-value ratio of 80 per cent.

LyxMont

2024-03-08

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FI would like the financial market to shift its sustainability work into the next gear

There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying and integrating sustainability risks. One condition for this is that they have the right competence in sustainability-related matters. Firms also are responsible for preventing their operations from being used for criminal purposes. These are several of the conclusions we draw in our sustainability report that is being published today.

Scheduled maintenance: Fidac

2024-03-08 | Reporting

Monday 18 March, between 9:00 AM to 11:00 AM, maintenance work will take place in Fidac and the system may be unavailable during that time.

Scheduled maintenance: Fidac Test reporting

2024-03-08 | Reporting

Tuesday 12 March, between 1:00 PM to 3:00 PM, maintenance work will take place in Fidac Test reporting and the system may be unavailable during that time.

Interest rate puts pressure on indebted households

2024-03-07 | Mortgage Reports News

Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report, which is being published today. The report looks at new mortgagors during the autumn of 2023. We can see that there are fewer mortgagors than in previous years. Home buyers also bought slightly less expensive homes and borrowed slightly less. Total lending to households has stagnated, but despite this household indebtedness continues to be high.

WFM International

2024-03-06

It has come to the attention of Finansinspektionen, the Swedish Financial Supervisory Authority, that persons claiming to represent WFM International are offering Swedish investors to trade with securities.

TradeVision365

2024-03-01

It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent TradeVision365 are offering Swedish investors to trade with securities.

Nordic CT

2024-02-28

It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Nordic CT are offering Swedish investors to trade with securities.

Scheduled maintenance: Fidac

2024-02-26 | Reporting

Wednesday 28 February, between 3:00 PM to 4:30 PM, maintenance work will take place in Fidac and the system may be unavailable during that time.

Capital requirements of Swedish banks as of Q4 2023

Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of the end of Q4 2023.

Comprehensive overview is important when changing the conditions on the housing market

2024-02-22 | Mortgage Reports News

FI has received an assignment from the Government to assess an increase in the loan-to-value (LTV) cap from 85 to 90 percent. At the same time, the Government proposes phasing out the tax deductibility for unsecured loans. We assess that an increase in the LTV cap would lead to higher household indebtedness and an increase in associated risks. This assessment holds even if interest rate deductions for unsecured loans are phased out. We also take the position that it is appropriate to await the results of the ongoing inquiry into both the LTV cap and the amortisation requirement and consider any changes to the measures comprehensively.

What should be reported?

2024-02-16 | Reporting

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National reports and surveys

2024-02-16 | Reporting

Schemas and technical descriptions

Guide and video guide

2024-02-16 | Reporting

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