A stable, well-functioning financial market for all
Derivatives trade (EMIR)
The EU Regulation governing OTC derivatives, central counterparties and transaction registers (EMIR) affects all firms that enter into any form of derivative contract – both financial and non-financial firms. Central counterparties and transaction registers must be authorised.
2026
FI’s Views on Stronger Competitiveness in European Capital Markets, Future Supervision and AI
Jimmy Kvarnström, Head of the Markets Area, participated in the European industry association Eurofi’s Financial Forum in Dublin on 16-18 September. The event focused on issues high on the EU agenda: how to make Europe’s capital markets more competitive, how financial supervision should evolve in the future, and how AI is transforming the financial sector. In two articles published in the organisation’s magazine, Jimmy Kvarnström outlines some of the Swedish Financial Supervisory Authority’s (FI) perspectives on these topics.
ESRB warns of vulnerabilities in the financial system linked to frontier AI models
The European Systemic Risk Board (ESRB), the EU’s macroprudential oversight authority, is issuing a formal warning regarding vulnerabilities in the financial system linked to frontier AI models. The ESRB's warning calls for relevant authorities to reflect these risks in supervisory and oversight work.
Major changes in periodic AML reporting
The annual AML reporting to FI is updated with new questions. These will replace the current set of questions. The report must be completed by all obliged entities that are subject to the Swedish Money Laundering Act and under FI's supervision. The changes will enter into force on 1 January 2027.
Report: Prioritised risks related to money laundering, terrorism financing and international sanctions
There is a significant risk that the financial system will be exploited by criminals to launder money and commit crimes. In 2026, Finansinspektionen (FI) will keep on focusing in particular on sectors and services where we assess that the risks of money laundering, terrorist financing and circumvention of international sanctions are elevated.
SSAB receives a caution for deficient accounting practices
Finansinspektionen is issuing SSAB AB a caution for deficiencies in the firm’s consolidated financial statements. The deficiencies relate to disclosures about the firm’s impairments related to goodwill.
Financial stability and prepardness (2026:1)
The Swedish financial system is stable and the financial sector’s preparedness for crisis and war has been strengthened. The geopolitical situation increases the risk of both financial and operational shocks in the financial system. The rapid technological development, particularly within artificial intelligence, is also enhancing the significance of operational risks and could make the risks in the financial sector more complex and difficult to assess.
Consumer Protection Report 2026
Consumers have four basic needs that the financial system should provide: the ability to pay for goods and services, borrow money, save and insure against various risks. Finansinspektionen (FI) follows the development related to these needs, and we present our view of them in this report. Based on these needs, FI has identified four prioritised risks, which we also highlight in this report.
FI sanctions SBB for deficiencies in its consolidated financial statements
The deficiencies entailed that the reported consolidated profit for 2021 was too high, the consolidated statement of financial position at the end of the year was incorrect, and certain disclosures were missing.
2025
Amendments in the periodic reporting on AML/CFT
Every year, FI requests information from undertakings that are subject to the money laundering regulations. The information is used as a basis for FI's risk-based supervision. A number of new questions have been added to next year's periodic reporting on money laundering.
Stability in the Financial System (2025:2)
The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.