Result

2021

FI warns consumers of risks connected to crypto-asset products

Think carefully before buying a financial product containing crypto-assets. The risks are significant and the protections for you as a consumer are weak, FI warns today.

FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset

2021-02-22 | Fintech Reports Consumer

FI conducted a thematic review of the market for financial instruments with crypto-assets as an underlying asset. FI is of the view that there is a lack of adequate consumer protection regulation for crypto-assets. Valuing them is also challenging and the instruments are volatile. This makes the products unsuitable for most, if not all, retail consumers.

2020

Erik Thedéen: FinTech and cyber threats – what impact do they have on financial stability?

The rate at which household debt is increasing has slowed the past three years. The two amortisation requirements that FI introduced contributed to this change. But the low interest rates entail risks. The debt of commercial real estate companies has been increasing sharply, and the banks have large exposures to the sector. FI decided today to raise the capital requirements for bank loans for commercial real estate. Erik Thedéen also noted that cyber threats are a challenge facing society as a whole, and cooperation is needed on a broad front.

2018

FI Supervision 9: Banks’ work on information and cyber security

2018-12-07 | Fintech Reports Bank

Several banks are working to develop and enhance their information and cyber security. Some have not yet fully adapted their work to the changed conditions introduced by increased digitalisation and an increased level of cyber threats. FI expects that the banks will continue to focus on developing their information- and cyber security abilities, and keep managing and monitoring their information and cyber risks.

Financial innovations

2018-04-13 | Fintech

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FI’s Innovation Center

2018-04-13 | Fintech

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Contact us

2018-04-13 | Fintech

Here you will find information about how to contact FI’s Innovation Center.

FAQs

2018-04-13 | Fintech

Here you will find a list of the questions we frequently receive and our answers to these questions.

Examples

2018-04-13 | Fintech

Here you can see a list of the authorisations that may be needed for certain types of activities.

Innovation-related cooperation

2018-04-13 | Fintech

We cooperate with other governmental authorities to exchange knowledge and follow the development of innovations on the financial market.

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