Garantum Fondkommission Aktiebolag (Garantum Fondkommission or the company) is a securities company with authorisation to conduct securities business pursuant to the Securities Market Act (2007:528). The company offers, among other services, investment advice relating to financial instruments.
Finansinspektionen has investigated Svea's compliance with certain key provisions in the anti-money laundering regulations. The investigation shows that the company has been in violation of several of these provisions.
Garantum Wealth Management PB AB (Garantum PB or the company) is an insurance intermediary that has authorisation to conduct insurance distribution pursuant to the Insurance Distribution Act (2018:1219).
In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the fourth quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent.
Every year, FI requests information from undertakings that are subject to the money laundering regulations. The information is used as a basis for FI's risk-based supervision. A number of new questions have been added to next year's periodic reporting on money laundering.
The Swedish Government has appointed Johan Almenberg the new director general of FI today.
Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of the end of Q3 2025.
Finansinspektionen (FI) has conducted an in-depth analysis of remuneration and conflicts of interest at insurance intermediaries that distribute life insurance and savings insurance. The objective of the in-depth analysis has been to gain more in-depth knowledge about the insurance intermediary market’s remuneration structure, how commissions and other remuneration are received, and the conflicts of interest that could arise.
The Bank Barometer shows that Swedish banks’ net profit decreased by SEK 2 billion during the first half of 2025 compared to the second half of 2024. The decrease was attributable primarily to a decrease in net financial income. The report also shows that lending to the public has increased, while the percentage of non-performing loans has decreased.
On Monday, 27 October, the TRS2 test environment will be closed for maintenance.