Din sökning på "can" gav 262 träffar
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FI Supervision 30: The banks can strengthen their sanction screening
- Bank
- Penningtvätt
- Publicerat
- Rapporter
- Fördjupad analys
- Betalningar
Publicerad 2024-12-09 - FI Supervision 30: The banks can strengthen their sanction screening
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In depth analysis on sanction screening
In some cases they use manual screening and in other cases they outsource the screening to other banks.
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Legal Position: Rule interpretation for deposits via digital platforms
- Bank
- Publicerat
- Nyheter
- Rapporter
- Fintech
Publicerad 2025-03-24 - This mobility can benefit consumers, but it also makes banks and other credit institutions more vulnerable. … "We now show how the rules should be interpreted so the institutions can do the same thing and consider the risks.
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Swedish Consumer Credit
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Konsument
- Låna
Publicerad 2025-11-17 - Unsecured loans can lead to significant costs in the form of interest and fees. … And just like other forms of consumer credit, invoices can lead to debt collection notices and debt registered with the Swedish Enforcement Authority.
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Household savings in Sweden
- Konsumentskydd
- Publicerat
- Rapporter
- Spara
- Konsument
Publicerad 2025-03-24 - Those with large loans can be vulnerable to weakened economic conditions and therefore in general have a greater need for a financial buffer.
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Report: Household savings in Sweden
In some cases, we can also talk about the number of accounts or the number of holdings – with the understanding that this is not the same as talking
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Konsumentskydd
- Publicerat
- Rapporter
- Bedrägerier
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2025-04-30 - But consumers can make mistakes not only in digital environments. … One reason could be that advisors are rewarded with high commissions when they sell products that can be both expensive and unsuitable, which leads to
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
- Bank
- Stabilitet
- Publicerat
- Rapporter
- Redovisning
Publicerad 2025-11-27 - The method can be used as a tool to analyse risks and vulnerabilities in the corporate sector and its link to the financial sector as well as a complement
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
Firms can primarily cover deficits with liquid assets.
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2024-11-20 - Cyber attacks can increase further A deterioration in global security increases the risk of attacks on the financial system. … Such attacks can occur in different ways, for example as cyber attacks, disinformation, infiltration and sabotage.
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Stability in the Financial System (2024:2)
Note: OMX Stockholm Large Cap Index; OMX Stockholm Mid Cap Index; OMX Stockholm Small Cap Index.
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FI proposes enhanced preventive work in efforts to prevent investment fraud
- Konsumentskydd
- Publicerat
- Rapporter
- Bedrägerier
Publicerad 2024-11-07 - FI regularly publishes information for consumers about how they can protect themselves from investment fraud. … Fraudsters can present themselves as very trustworthy.
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Report: Preventing Investment Fraud
Our preventive work On FI’s website and in social media, we provide consumers with tips on how they can avoid being tricked and what they can do if
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FI Analysis 46: Poor profitability for consumers from autocalls
- Konsumentskydd
- Publicerat
- Rapporter
- Spara
- Konsument
Publicerad 2025-09-01 - From a European perspective, we can also see that the costs in Sweden for these types of products are among the highest in the EU," says Mathias Lien Oskarsson
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FI Analysis 46: Poor profitability for consumers from autocalls (Summary)
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Two expert reports on macroprudential policy measures
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2024-09-25 - The following questions were of particular interest for FI and asked to the authors: Under which conditions can the existence or introduction of borrower-based
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Jesper Rangvid: Effects of borrower-based measures
Households can pledge their house as collateral, but can only borrow up to a certain fraction of the value of the house.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
lending can take place above the limits
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How FI reviews money laundering risks in the financial sector in 2025
- Bank
- Försäkring
- Marknad
- Penningtvätt
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2025-03-10 - There is a high risk that the financial system is used by criminals to launder money and commit other crimes. In 2025, the Financial Supervisory Authority…
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
- Bank
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…
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transfer of deposits to banks with higher interest, which can make deposits flightier.
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FI Analysis 51: A model for households’ housing choices
- Konsumentskydd
- Publicerat
- Rapporter
- Bolån
Publicerad 2025-11-27 - Households that experience greater buying power tend to choose homes of a higher standard over amortisation payments or savings. This is evident in a new…
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FI Analysis 51: A model for households’ housing choices
As an illustration of how the model can be applied, we simulate the effects of a relaxation of the current borrower-based measures: the mortgage cap is
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Konsument
- Låna
Publicerad 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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The recipients of orders to pay can dispute the orders.
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Stability in the Financial System (2025:2)
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Betalningar
Publicerad 2025-11-26 - The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Bolån
- Låna
Publicerad 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
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Report: The Swedish Mortgage Market 2024
In these cases, the borrower can choose not to amortise. 19 Exemption is possible, for example, for borrowers moving an older existing loan from one
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FI Analysis 49: Increased concentration in trading on the Swedish bond markets
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
Publicerad 2025-07-23 - The turnover and the number of actors on the bond markets have decreased in recent years. Trading of government bonds has become more concentrated to a few…
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FI Analysis No. 49 Summary - Increased concentration in trading on the Swedish bond markets
We can describe the markets as consisting of a core of actors, who are very active, and many actors in the periphery, who are less active.
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
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Stability in the Financial System (2025:1)
This means that they can realise losses and have impaired solvency.
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Firms continue to offer consumers unsuitable products
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Kryptotillgångar
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2024-05-08 - Distributors can receive high commissions for selling a certain product, which can result in a conflict of interest where the needs of the consumer can … In terms of non-life insurance, this can include gadget insurance, which is often unnecessary. Unsound lending.
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Consumer Protection Report 2024
In some cases, this can be related to consumers being granted loans they cannot afford.
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Interest rate puts pressure on indebted households
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Bolån
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Publicerad 2024-05-29 - We can see that there are fewer mortgagors than in previous years. Home buyers also bought slightly less expensive homes and borrowed slightly less.
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The Swedish Mortgage Market Report
In these cases, the borrower can choose not to amortise.
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AI increasingly common in the financial sector, but risk management is lagging behind
- Bank
- Försäkring
- Marknad
- Publicerat
- Nyheter
- Rapporter
- Fintech
- Betalningar
Publicerad 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
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Report: AI in the Swedish financial sector
The models can also suggest how this type of information can be processed.
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Fintech
- Betalningar
- Kryptotillgångar
Publicerad 2024-05-23 - This shows how difficult it can be to choose the right time to invest, especially in assets where the price fluctuates so sharply. … Instead, there is a risk that an investor focuses heavily on historical developments, which can explain why interest in them increases when their price
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
The most well-known cryptoasset is bitcoin, which is traded on digital platforms and in some cases can be used as a means of payment.
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Fraud prevention in payment services
- Bank
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Bedrägerier
- Betalningar
- Konsument
- Betala
Publicerad 2024-05-31 - FI considers the risk that payment service providers' products and services can be used for fraud in both its risk identification process and prioritisation
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FI prioritizes particularly vulnerable sectors to combat money laundering
- Penningtvätt
- Publicerat
- Rapportering
- Nyheter
- Rapporter
- Betalningar
- Kryptotillgångar
Publicerad 2024-04-17 - In order for FI's supervision to be as effective as possible, we direct our resources to areas where the risks are the greatest and where we can achieve
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Report: Prioritised risks in anti-money laundering and combating the financing of terrorism
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FI Supervision 29: Advisors are not taking customers’ sustainability preferences into account
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
- Hållbarhet
- Fördjupad analys
Publicerad 2024-03-28 - The rules were implemented to make it easier to save sustainably and help consumers understand that savings products can be sustainable to varying degrees … Firms say themselves that it is often difficult to explain the sustainability concepts so consumers can understand them, and in some cases this leads consumers
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FI Supervision 29: Sustainable advice is a challenge for firms
There is an obvious risk in such a situation of a conflict of interest, where the advisor can influence customers to state preferences that then can
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FI Analysis No. 42: Gender differences in investment behaviour
- Bank
- Marknad
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
Publicerad 2024-03-18 - Small differences in returns can over time have a significant impact on wealth and thus on an individual's personal finances. … But too much financial risk is not good, as excessive risk can lead to large losses.
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FI Analysis No. 42: Gender differences in investment behaviour
This can reflect several things.
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Comprehensive overview is important when changing the conditions on the housing market
- Bank
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Bolån
- Låna
Publicerad 2024-02-22 - The inquiry is expected to put forth proposals on how these measures can comprehensively be designed to manage risks, to both the economy and to consumers
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Report (In Swedish): FI:s syn på en höjning av bolånetaket från 85 till 90 procent
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2023-12-14 - However, high credit growth and rising asset prices can also be an indication that the future prospects of the economy are good. … d-SRI can contribute by providing a quantitative assessment of the overall build-up of risks.
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
To put it simply, we can split the measure into two parts.
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FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
- Bank
- Marknad
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2023-11-28 - The firms can strengthen their financial position in various ways and over time.
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FI Analysis No.41: Commercial real estate firms may need to reduce their debt
Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
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Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Rapporter
- Betalningar
Publicerad 2023-11-28 - FI assesses that the primary risk associated with high household debt is a decrease in household consumption, which can amplify macroeconomic downturns … Such a development can also entail an increased risk of problems in the financial sector.
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Stability in the Financial System 2023:2
Stability in the Financial System – Stability Assessment
FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
