Din sökning på "bil" gav 219 träffar
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Konsumentskydd
- Publicerat
- Rapporter
- Bedrägerier
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
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PDMR transactions
- Marknad
- Rapportering
Publicerad 2026-06-15 - Persons discharging managerial responsibilities, and closely associated persons, must report to Finansinspektionen changes in their holdings.
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Instructions: Transaction reporting in the PDMR transactions register
Guidance: Choice of transaction category when reporting PDMR transactions
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Konsument
- Låna
Publicerad 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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If the borrower does not pay despite receiving the reminders, some lenders will send a bill for the debt collection notice.
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FI sanctions SBB for deficiencies in its consolidated financial statements
- Marknad
- Publicerat
- Sanktioner
- Nyheter
- Redovisning
Publicerad 2026-02-18 - The deficiencies entailed that the reported consolidated profit for 2021 was too high, the consolidated statement of financial position at the end of the year…
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Decision: Caution and administrative fine
Financial position refers to, for example, the firm’s annual turnover but also other factors (see Bill 2015/16:26 p. 107).
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FI Supervision 30: The banks can strengthen their sanction screening
- Bank
- Penningtvätt
- Publicerat
- Rapporter
- Fördjupad analys
- Betalningar
Publicerad 2024-12-09 - FI has tested the effectiveness of 19 banks' automated sanction screening systems. The result shows that the effectiveness of the systems that the banks use…
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In depth analysis on sanction screening
The analysis shows that the average hits for sanctioned BIC codes for all banks in the sample was 72.2 per cent (which corresponds to 5.1 BIC codes);
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Updated Q&A on reporting under the Anti-Money Laundering Act
- Bank
- Försäkring
- Marknad
- Penningtvätt
- Publicerat
- Rapportering
- Nyheter
- Betalningar
Publicerad 2024-12-02 - As we approach the starting point for the 2025 periodic reporting under the Anti-Money Laundering Act, a number of new questions have arisen. We have…
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FAQs – periodic reporting in accordance with the Anti-Money Laundering Act
Some guidance has been provided in the preparatory works, Bill 2016/17:163 (from page 188). What does the term “correspondent bank” mean?
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
- Bank
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…
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/2020/fi-har-beslutat- om-andrad-tillampning-av-bankers-kapitalkrav/. 7 Interest-bearing securities here and throughout the text refer to treasury bills
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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Stability in the Financial System (2024:2)
Note: Bills, coins and deposits are classified as low risk.
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Nasdaq Stockholm receives a remark and an administrative fine
- Marknad
- Publicerat
- Sanktioner
Publicerad 2024-06-19 - Finansinspektionen has decided to issue Nasdaq Stockholm Aktiebolag a remark and an administrative fine of SEK 100 million.
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Decision: Remark and administrative fine
The bid for ICA was the largest bid on the Swedish market in 2021.
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Two expert reports on macroprudential policy measures
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Firms continue to offer consumers unsuitable products
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Kryptotillgångar
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
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Consumer Protection Report 2024
Without a payment account, it is difficult to be paid a salary, pay bills, and pay with a credit card.
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Interest rate puts pressure on indebted households
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Bolån
- Låna
Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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The Swedish Mortgage Market Report
The purpose of these amendments is to strengthen legal protection for people who buy tenant-owned housing: see Government Bill Tryggare Bostadsrätt (Securer
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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Stability in the Financial System
Note: Bills, coins and deposits are classified as low risk.
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Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Rapporter
- Betalningar
Publicerad 2023-11-28 - The higher interest rate means that households and companies need to make adjustments to their finances. Finansinspektionen (FI) is now seeing a decline in…
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Stability in the Financial System 2023:2
Stability in the Financial System – Stability Assessment
FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
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New risk weight floors for bank loans to commercial properties
- Bank
- Kapitaltäckning
- Publicerat
- Särskilda PM & beslut
- Nyheter
Publicerad 2023-09-13 - Finansinspektionen has decided to introduce risk weight floors for exposures towards the commercial real estate sector according to article 458 in CRR. At the…
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Decision (In Swedish) Riskviktsgolv för svenska exponeringar med säkerhet i kommersiella fastigheter
Memorandum (In Swedish): Riskviktsgolv för exponeringar med säkerhet i kommersiella fastigheter
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Consumer Protection Report 2023
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
- Betalningar
Publicerad 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
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Consumer Protection Report 2023
Inflation eroded the purchasing power of consumers, with both food prices and electricity bills rising dramatically.
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My Change Scandinavia receives an injunction to cease its operations
- Penningtvätt
- Publicerat
- Sanktioner
- Betalningar
Publicerad 2023-05-26 - Finansinspektionen is issuing an injunction to My Change Scandinavia AB (My Change) to cease its currency exchange operations. It shall have ceased its…
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Decision: Injunction to cease operations
2016/17:173 p. 212. 4 Bill 2016/17:173 p. 515.
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Open finance in Sweden
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Fintech
Publicerad 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
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One big area of use is payment initiations to gambling companies, an industry that poses a high risk of money laundering and terrorist financing.
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FI Analysis 38: Loans and payment problems among women and men
- Publicerat
- Rapporter
- Låna
Publicerad 2023-04-14 - Among borrowers over the age of 45, it is more common for women than men to have a debt registered with the Enforcement Authority. One explanation could be…
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FI Analysis 38: Loans and payment problems among women and men
FI Analysis 32: Loans, Repayment Problems and Debts with the Swedish Enforcement Authority
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Swedbank receives a remark and an administrative fine
- Bank
- Publicerat
- Sanktioner
Publicerad 2023-03-15 - Swedbank is being issued a remark and must pay an administrative fine of SEK 850 million.
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Decision: Remark and administrative fine – Swedbank AB
Observations in this part therefore should not affect the choice of intervention (see Bill 2013/14:228 p. 241).
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Updated approach to assessing Pillar 2 guidance for Swedish banks
- Bank
- Marknad
- Kapitaltäckning
- Publicerat
- Särskilda PM & beslut
- Nyheter
Publicerad 2023-05-31 - Finansinspektionen has decided on an updated approach for assessing the size of the Pillar 2 guidance for Swedish banks. The updated method contains in part…
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Updated approach to assessing Pillar 2 guidance for Swedish banks
categorisation includes Swedish credit institutions and foreign credit institutions’ Swedish branches and is performed in part to show how FI 6 Bill
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Stability in the Financial System (2023:1)
- Bank
- Försäkring
- Stabilitet
- Publicerat
- Rapporter
- Betalningar
Publicerad 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
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Stability in the Financial System 2023:1
See Ett likviditetsverktyg för fonder (Bill 2022/23:65) https://www.regeringen.se/rattsliga-dokument/proposition/2023/02/prop.-20222365.
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Is there a need for supplementary and gadget insurance?
- Försäkring
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2023-02-20 - Consumers’ need for supplementary insurance differs by age. Younger consumers have a greater need for this type of insurance, while older consumers often have…
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Report: Is there a need for add-on cover and gadget insurance?
Bill p.458. FINANSINSPEKTIONEN Is there a need for add-on cover and gadget insurance?
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The Swedish Mortgage Market 2023
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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Swedish Consumer Credit
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2022-12-21 - A large portion of Swedish households’ loans is for their homes. But the households also use loans to finance some of their consumption. Consumption credit…
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Lender groups Because there are big differences between the lenders, we have divided them into six groups.
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Finansinspektionen’s strategy to prevent greenwashing
- Bank
- Försäkring
- Marknad
- Publicerat
- Om FI
- Rapporter
- Hållbarhet
Publicerad 2022-12-13 - FI’s strategy for preventing greenwashing in the financial sector aims to safeguard the trust in sustainable investments and a sustainable finance market.
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Finansinspektionen’s strategy to prevent greenwashing
the advisor must, among other things, inform the customer about the concept of sustainability preferences and the 6 See Recital 10 of SFDR and Bill
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Roadmap for sustainable finance
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Om FI
- Rapporter
- Hållbarhet
Publicerad 2022-12-13 - In 2019, FI’s overarching mandate was expanded to include a responsibility to ensure that the financial system contributes to sustainable development. FI is…
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Roadmap for sustainable finance
major banks will be subject to a requirement to report sustainability information using templates published by the EBA. 17 See Recital 10 of SFDR and Bill
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Macro-based stress tests of Swedish banks: results and method, Autumn 2022
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Nyheter
Publicerad 2022-11-29 - Major Swedish banks demonstrate considerable resilience in the stress test Finansinspektionen (FI) conducted in 2022. The test identifies the potential…
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Makrobaserade stresstester av svenska banker: resultat och metod hösten 2022 (In Swedish)
Motsvarande utfall med löptidsanalysen ger en snarlik bild.
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Borrower-based measures following high inflation and rising interest rates
- Bank
- Publicerat
- Rapporter
- Bolån
Publicerad 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
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Report: Borrower-based measures following high inflation and rising interest rates
They rarely have large electricity bills and often good margins.
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Commercial real estate debt, non-banks, and the stability of the financial system
- Bank
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2022-09-01 - Karin Lundberg, Executive Director of Banking, FI, talked about commercial real estate debt, non-banks, and the stability of the financial system in a speech…
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Speech: Commercial real estate debt, non-banks, and the stability of the financial system
Slides: Commercial real estate debt, non-banks, and the stability of the financial system
