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Om du söker på flera ord visas sökresultat som innehåller samtliga sökta ord, till exempel: Konsumentskyddet på finansmarknaden kommer att ge träffar där alla tre orden finns med någonstans, inte nödvändigvis i den ordningen.
Om du vill söka på en specifik följd av ord, använd citattecken " ". Till exempel ger "Konsumentskyddet på finansmarknaden" träffar där just de orden i den följden finns med.
Sökmotorn söker på exakt det ord du söker på och inte på alla ord som innehåller ditt sökord. Det är för att få mer exakta sökträffar. Om du till exempel söker på "buffert" får du träff på information som innehåller just ordet "buffert" men inte information som innehåller orden "buffertkrav", "buffertnivå" eller "buffertriktvärde".
Du kommer heller inte att få träff på "buffertar" om du söker på "buffert". Det innebär att du kan få olika sökresultat om du söker på ett ord i singular eller i plural. Men det finns en lösning på det.
Om du inte får träff på det du söker efter och vill du söka bredare kan du avsluta ditt sökord med en asterisk (*). I vårt exempel kommer du att få träff på alla de ord som nämnts här om du söker på buffert*.
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Om du vill ta bort filtreringen, bockar du ur det valda alternativet.
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Sökord som innehåller vissa specialtecken går inte att söka på, till exempel ord som innehåller apostrof (') . Om du vill göra en sökning på något som innehåller en apostrof kan du använda tecknet * på följande sätt. Om du till exempel vill söka på A Hard Day's Night skriver du istället A Hard Day* Night.
Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
Publicerad 2024-02-22 - FI has received an assignment from the Government to assess an increase in the loan-to-value (LTV) cap from 85 to 90 percent. At the same time, the Government…
Report (In Swedish): FI:s syn på en höjning av bolånetaket från 85 till 90 procent
Publicerad 2023-06-16 - Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…
Report: Banks’ administration of amortisation requirement exemptions
Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
Publicerad 2022-04-20 - New mortgagors took out loans that were 12 per cent larger last year than in 2020. The average loan-to-value ratio for new mortgagors rose from 307 to 327 per…
Publicerad 2022-04-20 - Swedish households continue to take increasingly larger loans. More new mortgagors than in previous years had both a high loan-to-income ratio and a high…
Publicerad 2021-08-23 - The rules on amortisation go into effect as normal again after 31 August. The temporary exemption that Finansinspektionen (FI) introduced due to the…
Publicerad 2021-06-30 - Since 2010, FI has implemented a number of macroprudential measures aimed at increasing the resilience in the financial system and subduing the risks…
Overall assessment of macroprudential measures (Summary and chapter on FI’s overall assessment)
Publicerad 2021-06-30 - The mortgage cap and amortisation requirements have had intended effect and subdued household debt. They are slowing a scenario where new mortgagors borrow…
Overall assessment of macroprudential measures
FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
Publicerad 2021-06-30 - The temporary amortisation exemption resulted in new mortgagors borrowing almost 4 per cent more and buying homes that were approximately 1 per cent more…
FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
Publicerad 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…
Publicerad 2021-03-24 - New borrowers are continuing to take larger mortgages in relation to their income and the value of their home, according to this year’s Swedish Mortgage…
Publicerad 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
Publicerad 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
FI Analysis 25: Interest rate deductions and households’ loans
Publicerad 2020-04-14 - FI’s Board of Directors has decided that the proposal communicated on 2 April will go into effect as of today. This means that banks will now be able to grant…
Publicerad 2020-04-02 - Banks will have the possibility of offering all new and existing mortgagors an exemption from the amortisation requirements due to the spread of the…
Publicerad 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. New mortgagors in…
Publicerad 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.
Publicerad 2019-04-08 - FI’s Director General participated in the seminar Evolution of Mortgage Finance arranged by Stabelo for a broad group of institutional investors.
Presentation: Evolution of Mortgage Finance – FI’s view on new mortgage structures
Publicerad 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…
Publicerad 2019-03-27 - New mortgagors are amortising, borrowing less and buying less expensive homes, but many still have high debt. These are FI’s conclusions in this year’s…
FI-analysis 17: Fewer Vulnerable Households after Stricter Amortisation Requirement
Publicerad 2019-03-27 - Under FI's stricter amortisation requirement, which went into effect on 1 March 2018, new mortgagors with debt in excess of 450 per cent of gross income must…
FI Analysis No 17: Fewer vulnerable housholds after stricter amortisation requirement
Publicerad 2019-02-01 - In Sweden, the traditional bank-based financing model for issuing and financing mortgages is currently being supplemented by models where mortgages are being…
FI’s View on Preconditions for Mortgage-Based Business Activities
Publicerad 2018-07-05 - Sweden’s traditional bank-based model for granting and financing mortgage loans is challenged by new firms with alternative financing models.
Memorandum: Preconditions for newcomers to the mortgage market (summary)
Publicerad 2018-06-14 - Most loans for consumption are small and have a high effective interest rate and a short maturity. Households with large loans represent the largest share of…
Publicerad 2018-04-04 - Household debt is continuing to rise. The number of new mortgagors with a high level of debt in relation to their income or the value of their home continues…
Publicerad 2018-04-04 - Finansinspektionen (FI) follows the development of household debt on an ongoing basis. The mortgage survey serves as an important source of data for this…
Publicerad 2018-04-04 - This FI Analysis presents an assessment of the Swedish mortgage cap. The assessment shows that households limited by the mortgage cap borrowed less and purchased less expensive homes.
FI-analysis 12: Mortgage cap slowed growth of household debt
Publicerad 2018-02-08 - Finansinspektionen is responsible for macroprudential policy in Sweden, which includes both promoting financial stability and counteracting financial…
Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
Publicerad 2024-02-22 - FI has received an assignment from the Government to assess an increase in the loan-to-value (LTV) cap from 85 to 90 percent. At the same time, the Government…
Report (In Swedish): FI:s syn på en höjning av bolånetaket från 85 till 90 procent
Publicerad 2023-06-16 - Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…
Report: Banks’ administration of amortisation requirement exemptions
Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
Publicerad 2022-04-20 - New mortgagors took out loans that were 12 per cent larger last year than in 2020. The average loan-to-value ratio for new mortgagors rose from 307 to 327 per…
Publicerad 2022-04-20 - Swedish households continue to take increasingly larger loans. More new mortgagors than in previous years had both a high loan-to-income ratio and a high…
Publicerad 2021-08-23 - The rules on amortisation go into effect as normal again after 31 August. The temporary exemption that Finansinspektionen (FI) introduced due to the…
Publicerad 2021-06-30 - Since 2010, FI has implemented a number of macroprudential measures aimed at increasing the resilience in the financial system and subduing the risks…
Overall assessment of macroprudential measures (Summary and chapter on FI’s overall assessment)
Publicerad 2021-06-30 - The mortgage cap and amortisation requirements have had intended effect and subdued household debt. They are slowing a scenario where new mortgagors borrow…
Overall assessment of macroprudential measures
FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
Publicerad 2021-06-30 - The temporary amortisation exemption resulted in new mortgagors borrowing almost 4 per cent more and buying homes that were approximately 1 per cent more…
FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
Publicerad 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…
Publicerad 2021-03-24 - New borrowers are continuing to take larger mortgages in relation to their income and the value of their home, according to this year’s Swedish Mortgage…
Publicerad 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
Publicerad 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
FI Analysis 25: Interest rate deductions and households’ loans
Publicerad 2020-04-14 - FI’s Board of Directors has decided that the proposal communicated on 2 April will go into effect as of today. This means that banks will now be able to grant…
Publicerad 2020-04-02 - Banks will have the possibility of offering all new and existing mortgagors an exemption from the amortisation requirements due to the spread of the…
Publicerad 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. New mortgagors in…
Publicerad 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.
Publicerad 2019-04-08 - FI’s Director General participated in the seminar Evolution of Mortgage Finance arranged by Stabelo for a broad group of institutional investors.
Presentation: Evolution of Mortgage Finance – FI’s view on new mortgage structures
Publicerad 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…
Publicerad 2019-03-27 - New mortgagors are amortising, borrowing less and buying less expensive homes, but many still have high debt. These are FI’s conclusions in this year’s…
FI-analysis 17: Fewer Vulnerable Households after Stricter Amortisation Requirement
Publicerad 2019-03-27 - Under FI's stricter amortisation requirement, which went into effect on 1 March 2018, new mortgagors with debt in excess of 450 per cent of gross income must…
FI Analysis No 17: Fewer vulnerable housholds after stricter amortisation requirement
Publicerad 2019-02-01 - In Sweden, the traditional bank-based financing model for issuing and financing mortgages is currently being supplemented by models where mortgages are being…
FI’s View on Preconditions for Mortgage-Based Business Activities
Publicerad 2018-07-05 - Sweden’s traditional bank-based model for granting and financing mortgage loans is challenged by new firms with alternative financing models.
Memorandum: Preconditions for newcomers to the mortgage market (summary)
Publicerad 2018-06-14 - Most loans for consumption are small and have a high effective interest rate and a short maturity. Households with large loans represent the largest share of…
Publicerad 2018-04-04 - Household debt is continuing to rise. The number of new mortgagors with a high level of debt in relation to their income or the value of their home continues…
Publicerad 2018-04-04 - Finansinspektionen (FI) follows the development of household debt on an ongoing basis. The mortgage survey serves as an important source of data for this…
Publicerad 2018-04-04 - This FI Analysis presents an assessment of the Swedish mortgage cap. The assessment shows that households limited by the mortgage cap borrowed less and purchased less expensive homes.
FI-analysis 12: Mortgage cap slowed growth of household debt
Publicerad 2018-02-08 - Finansinspektionen is responsible for macroprudential policy in Sweden, which includes both promoting financial stability and counteracting financial…