Din sökning på "bil" gav 36 träffar
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Konsument
- Låna
Publicerad 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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If the borrower does not pay despite receiving the reminders, some lenders will send a bill for the debt collection notice.
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FI sanctions SBB for deficiencies in its consolidated financial statements
- Marknad
- Publicerat
- Sanktioner
- Nyheter
- Redovisning
Publicerad 2026-02-18 - The deficiencies entailed that the reported consolidated profit for 2021 was too high, the consolidated statement of financial position at the end of the year…
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Decision: Caution and administrative fine
Financial position refers to, for example, the firm’s annual turnover but also other factors (see Bill 2015/16:26 p. 107).
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Updated Q&A on reporting under the Anti-Money Laundering Act
- Bank
- Försäkring
- Marknad
- Penningtvätt
- Publicerat
- Rapportering
- Nyheter
- Betalningar
Publicerad 2024-12-02 - As we approach the starting point for the 2025 periodic reporting under the Anti-Money Laundering Act, a number of new questions have arisen. We have…
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FAQs – periodic reporting in accordance with the Anti-Money Laundering Act
Some guidance has been provided in the preparatory works, Bill 2016/17:163 (from page 188). What does the term “correspondent bank” mean?
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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Stability in the Financial System (2024:2)
Note: Bills, coins and deposits are classified as low risk.
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Firms continue to offer consumers unsuitable products
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Kryptotillgångar
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
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Consumer Protection Report 2024
Without a payment account, it is difficult to be paid a salary, pay bills, and pay with a credit card.
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Interest rate puts pressure on indebted households
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Bolån
- Låna
Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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The Swedish Mortgage Market Report
The purpose of these amendments is to strengthen legal protection for people who buy tenant-owned housing: see Government Bill Tryggare Bostadsrätt (Securer
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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Stability in the Financial System
Note: Bills, coins and deposits are classified as low risk.
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New risk weight floors for bank loans to commercial properties
- Bank
- Kapitaltäckning
- Publicerat
- Särskilda PM & beslut
- Nyheter
Publicerad 2023-09-13 - Finansinspektionen has decided to introduce risk weight floors for exposures towards the commercial real estate sector according to article 458 in CRR. At the…
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Decision (In Swedish) Riskviktsgolv för svenska exponeringar med säkerhet i kommersiella fastigheter
Memorandum (In Swedish): Riskviktsgolv för exponeringar med säkerhet i kommersiella fastigheter
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Open finance in Sweden
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Fintech
Publicerad 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
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One big area of use is payment initiations to gambling companies, an industry that poses a high risk of money laundering and terrorist financing.
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Updated approach to assessing Pillar 2 guidance for Swedish banks
- Bank
- Marknad
- Kapitaltäckning
- Publicerat
- Särskilda PM & beslut
- Nyheter
Publicerad 2023-05-31 - Finansinspektionen has decided on an updated approach for assessing the size of the Pillar 2 guidance for Swedish banks. The updated method contains in part…
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Updated approach to assessing Pillar 2 guidance for Swedish banks
categorisation includes Swedish credit institutions and foreign credit institutions’ Swedish branches and is performed in part to show how FI 6 Bill
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Macro-based stress tests of Swedish banks: results and method, Autumn 2022
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Nyheter
Publicerad 2022-11-29 - Major Swedish banks demonstrate considerable resilience in the stress test Finansinspektionen (FI) conducted in 2022. The test identifies the potential…
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Makrobaserade stresstester av svenska banker: resultat och metod hösten 2022 (In Swedish)
Motsvarande utfall med löptidsanalysen ger en snarlik bild.
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Children can understand money’s value even without cash
- Konsumentskydd
- Publicerat
- Nyheter
- Finanskunskap
Publicerad 2021-10-06 - Cash is not necessary for children to understand the value of money. This is the outcome of a study by KTH Royal Institute of Technology that was commissioned…
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Report: Barns förståelse av begreppet ”pengar” (In Swedish)
De svenska barnen visades först bilden med kickbike/sparkcykel och fick resonera kring prissättningen av denna, för att därefter visas bilden med datorspelet
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Large Swedish banks show resilience in EU stress test
- Bank
- Publicerat
- Nyheter
- EBA
Publicerad 2021-08-02 - The five largest Swedish banks are resilient and have the ability to withstand a sharp deterioration in market conditions, based on the stress test conducted…
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Households’ finances and financial literacy 2020
- Konsumentskydd
- Publicerat
- Nyheter
- Finanskunskap
Publicerad 2020-12-21 - Single-adult households with children continue to have a more difficult financial situation than other households. FI has measured households’ financial…
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Report: Households' Finances 2020 (in Swedish)
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Banks may now grant amortisation exemption
- Bank
- Konsumentskydd
- Publicerat
- Nyheter
- Bolån
- Regler
- Coronaviruset
Publicerad 2020-04-14 - FI’s Board of Directors has decided that the proposal communicated on 2 April will go into effect as of today. This means that banks will now be able to grant…
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Bill 2015/16:89 p. 18.
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FI has received report on suspected money laundering
- Bank
- Penningtvätt
- Publicerat
- Nyheter
Publicerad 2019-03-15 - FI confirms that it received a report from Swedbank on 1 March regarding suspected money laundering.
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Finansinspektionen’s work with anti-money laundering supervision (2019-03-06)
The Government and the Riksdag (the Swedish parliament) will decide on FI’s request in the autumn when the Budget Bill is processed.
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How FI will continue to handle the event where a member was declared in default on the commodity market
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Esma
- Iosco
Publicerad 2019-01-09 - FI is continuing to analyse the event that occurred in September 2018 when a member on the commodity market was declared in default. We describe here several…
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Discussion paper on CCP default management auctions
Depending on the size of the portfolio, the participants may lack a suitable risk appetite and/or risk mandate to post bids.
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FI’s liquidity coverage ratio requirements in individual currencies and diversification of covered bonds in the liquidity buffer
- Bank
- Publicerat
- Nyheter
- Regler
Publicerad 2019-03-05 - In this memorandum, Finansinspektionen (FI) develops its view on several specific areas of the EU regulatory framework for liquidity regulation.
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the central bank is expected to provide liquidity support in the cur- rency in question. 15 Bill
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Proposal to change method for the application of the risk weight floor for Swedish mortgages
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Nyheter
- Bolån
Publicerad 2018-03-28 - Finansinspektionen (FI) is proposing to change the method it currently uses to apply the current risk weight floor for Swedish mortgages through Pillar 2 by…
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Swedish mortgages within the framework of Article 458 of the CRR, FI has held a dialogue with an 11 Bill
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2018-01-30 - Finansinspektionen (FI) decided on 29 January not to change the countercyclical buffer rate. The buffer rate of two per cent, which has applied since 19 March…
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Decision: Countercyclical buffer rate
The number of bids per object fell over the past few months at the same time as the average time an object is on the market increased.
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Application of transparency rules in accordance with MiFID II/MiFIR for Swedish trading venues and investment firms
- Marknad
- Mifid
- Publicerat
- Nyheter
- Esma
Publicerad 2018-01-16 - FI establishes its adaptation to the new transparency rules that will go into effect on 3 January 2018 in conjunction with the new European regulatory…
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Proposal for a stricter amortisation requirement for households with high loan-to-income ratios
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Bolån
Publicerad 2017-11-13 - FI is proposing changes to Finansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property. The…
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FI’s view on automated investment advice
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Nyheter
Publicerad 2017-02-22 - It is likely that automated services will play a greater role on the financial market. Finansinspektionen (FI) views an online market with simplified…
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Memorandum: Automated investment advice
See Bill 2006/07:115, p. 438. 5 Chapter 15, section 6 of FFFS 2007:16. 6 This should be a prerequisite for the firm to be able to rely on the information
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FI’s capital assessment method for securitisation within Pillar 2
- Bank
- Kapitaltäckning
- Publicerat
- Nyheter
Publicerad 2016-12-28 - In this memorandum, FI describes its view of securitisation and the risks (primarily flowback) that FI sees and that are not taken into consideration in the…
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Consultation memorandum: FI’s capital assessment method for securitisation within Pillar 2
In its preparatory works for the Supervision Act (see Bill 2013/14:228 p. 229), the Government has also emphasised the importance of the Pillar 2 process
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FI decides on stress test methodology for determining the capital planning buffer
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Nyheter
Publicerad 2016-08-11 - FI has now decided on the stress test methodology that will be used for determining the capital planning buffer for the largest Swedish bank companies. The…
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Memorandum: Stress test methodology for determining the capital planning buffer
Stress test methodology for assessment of the capital planning buffer (2016-05-09)
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New methods for banks' risk weights and capital requirements decided
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Nyheter
Publicerad 2016-05-24 - FI has formally adopted the supervisory methods which will be used in the supervision of the banks' internal models for corporate exposures. The banks should…
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Capital requirements for maturity assumptions under pillar 2
FI:s supervision of banks' calculations of risk weights for exposures to corporates
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Financing of terrorism
- Penningtvätt
- Publicerat
- Nyheter
Publicerad 2016-03-15 - The national risk assessment regarding the financing of terrorism that was published in June 2014 identified a need to become more informed about and aware of…
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Understanding Terrorist Finance, Modus Operandi and National CTF-Regimes
http://politica.elpais.com/politica/2015/01/30/actualidad/1422641735_380266.html http://www.unhcr.org/cgi-bin/texis/vtx/refdaily?
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Pillar 2 capital requirements for maturity assumptions
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Nyheter
Publicerad 2016-03-01 - FI intends to introduce a maturity floor of 2.5 years under Pillar 2 for banks authorised to use the advanced IRB approach for exposures to corporates.
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Pillar 2 capital requirements for maturity assumptions
The Government emphasises in Bill 2013/14:228 p. 229 the importance of the transparency of the Pillar 2 process.
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EBA's MDA Opinion does not change Pillar 2 in Sweden
- Bank
- Publicerat
- Nyheter
- EBA
Publicerad 2016-01-08 - In response to the Opinion published by the European Banking Authority (EBA) on 18 December 2015 regarding restrictions on distributions linked to the…
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FI's supervision of banks' calculations of risk weights for exposures to corporates
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Nyheter
Publicerad 2016-03-01 - FI is implementing a new assessment method to evaluate the banks' calculations of risk weights both in general and for exposures to corporates.
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effektiv för att åstadkomma sunda incitament för finanssektorn och att det ökande användandet av interna modeller i huvudsak medför en mer rättvisande bild
