Din sökning på "bost" gav 65 träffar
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Konsument
- Låna
Publicerad 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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Non-property- backed financing companies issue primarily loans that are collateralised by something other than a home – for example, cars and boats.
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Konsumentskydd
- Publicerat
- Rapporter
- Bedrägerier
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
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Fraud prevention in payment services
- Bank
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Bedrägerier
- Betalningar
- Konsument
- Betala
Publicerad 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
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Report: Fraud prevention in payment services (In Swedish)
Fyra betaltjänstleverantörer har tagits bort på grund av felrapporteringar.
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Fintech
- Betalningar
- Kryptotillgångar
Publicerad 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
SEC approves first spot bitcoin ETFs in boost to crypto advocates.
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Firms continue to offer consumers unsuitable products
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Kryptotillgångar
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
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Consumer Protection Report 2024
Reporting 14 • Analysis of the benefit of cover and gadget insurance.30 • Analysis of how much of the premium for housing, auto, pet and boat
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Interest rate puts pressure on indebted households
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- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Bolån
- Låna
Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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The Swedish Mortgage Market Report
If this sum is released, a borrower with special grounds could significantly boost their monthly cash flow.
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FI Analysis No. 42: Gender differences in investment behaviour
- Bank
- Marknad
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
Publicerad 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
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FI Analysis No. 42: Gender differences in investment behaviour
On the other hand, idiosyncratic risk involves aspects that only concern your own boat or your sailing skills.
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The Swedish Mortgage Market 2023
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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Stability in the Financial System (2022:1)
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2022-05-31 - Interest rates and interest rate expectations have increased in 2022 due to high and rising inflation. One sector that is vulnerable to rising interest rates…
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Stability in the Financial System
Higher net interest income, higher fees and commissions, and lower costs contributed to the boost in earnings.
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FI Analysis 35: Lender significance for repayment problems and debt at the Swedish Enforcement Authority
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2021-12-07 - There are different types of lenders. They offer different types of loans, and their risk tolerance varies. The risk tolerance is evident in their business…
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One difference from an unsecured loan is that a non- property-backed loan has collateral (normally a car or a boat) that can be sold to fully or partially
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Stability in the Financial System (2021:1)
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Rapporter
- Coronaviruset
Publicerad 2021-06-01 - The economy is continuing to recover. Support measures have been necessary to speed up the recovery, but they need to be gradually phased out as the economy…
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FI Analysis 32: Loans, Repayment Problems and Debts with the Swedish Enforcement Authority
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2021-05-12 - Loans and other debts are of significance to repayment problems. This analysis focuses on the significance of loans to individual’s repayment problems.
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FI Analysis 32: Loans, payment problems and debts at the Swedish Enforcement Authority
that have seen an increase, but consumer loans (unsecured loans, credit card loans, hire-purchase agreements, interest-bearing invoices, and car and boat
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The Swedish Mortgage Market (2021)
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
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Swedish Consumer Credit
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…
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Report: Swedish Consumer Credit
Growth in household credit, broken down by purpose Årlig procentuell förändring Annual percentage change Datum Konsumtion Bostad Övrigt
Around 96 per cent of the object financing loans in the sample were car loans and the bulk of the rest have boats as underlying collateral.
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FI Analysis 21: New liquidity indicators for the fixed-income market
- Bank
- Marknad
- Publicerat
- Rapporter
Publicerad 2020-06-30 - The Swedish fixed-income market – which consists of the bond market, the money market and interest rate derivatives – is important for the government,…
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FI Analysis 21: New liquidity indicators for the fixed-income market
2013), Finansinspektionen (2015b), and Hellström et al (2019) 2 See Brunnermeier and Pedersen (2009), IMF (2015), Finansinspektionen (2015b), and Bont
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Stability in the Financial System (2020:1)
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Rapporter
- Coronaviruset
Publicerad 2020-06-04 - The coronavirus pandemic has resulted in an exceptional stress for the real economy. Governments, central banks and supervisory authorities have implemented…
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The Swedish Mortgage Market (2020)
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. New mortgagors in…
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The Swedish Mortgage Market 2020
2017, it is possible for FI to differentiate what proportion of new mortgagors’ total loans are made up of loans with other collateral (e.g. car and boat
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FI Analysis 19: Young adults and the housing market
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.
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FI Analysis 19 - Young adults and the housing market
Finansinspektionen (2010a), Allmänna råd om begränsning av lån mot säkerhet i bostad, Beslutspromemoria, FI Ref. 10-1533. In Swe- dish.
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Swedish loans for consumption
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2019-06-13 - The majority of consumption loans (non-mortgage loans) are small and have a high interest rate and a short maturity. However, it is households with large…
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Supervision of the banks
- Bank
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2017-04-20 - This year’s supervision report describes, at an overarching level, the Swedish banking system, how FI works with supervision and a number of topical risk…
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Report: Supervision of the banks (2017)
Training and activities to boost awareness among the banks’ staff and custom- ers are other significant activities.
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Swedish banking requirements for financial stability should be safeguarded
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2017-05-05 - The design of the Swedish regulations for capital adequacy and crisis management is appropriate for reducing the risk of financial crises and ensuring…
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Report: Interaction between the regulations on capital adequacy and crisis management
Because the requirements differ in their purpose and design, they complement each other while at the same time their ultimate purpose is to bolster the
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Consumer Protection on the Financial Market (2017)
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2017-05-11 - Finansinspektionen (FI) presents in this report the risks consumers are facing on the financial market and that FI is prioritising in its supervision. One…
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FI Analysis 10: Amortisation requirement reduced household debt
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2017-04-06 - This FI Analysis shows that the amortisation requirement has helped households with new mortgages change their behavior. New mortgagors are taking smaller…
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FI Analysis 10: Amortisation requirement reduced household debt
households with high LTV ratios to choose other consumption loans rather than leveraging their home for consumption (renovation, purchasing a car or boat
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Consumer Protection on the Financial Market (2016)
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2016-08-18 - One of the main goals of financial supervision is to help provide comprehensive protection for consumers. In its annual report, Consumer Protection on the…
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Report: Consumer Protection on the Financial Market (2016)
under the Certain Consumer Credit-re- lated Operations Act (2014:275). 28 Such consumer loans can sometimes be secured, for example by a car or a boat
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Terrorism financing
- Penningtvätt
- Publicerat
- Rapporter
Publicerad 2016-03-17 - The national risk assessment regarding the financing of terrorism that was published in June 2014 identified a need to increase knowledge and awareness about…
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Climate changes and financial stability
- Stabilitet
- Publicerat
- Rapporter
- Hållbarhet
Publicerad 2016-03-08 - Sweden and Swedish financial institutions have small exposures to climate risks. This means that the current risk that climate changes will cause problems for…
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Climate change and financial stability (Report in English)
The effects of climate change on financial stability, with particular reference to Sweden
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Stability in the financial system 2015:2
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2015-12-01 - Resilience in the Swedish financial system is satisfactory. However, the sharp rise in housing prices means that household debt is growing rapidly.
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Report: Stability in the financial system 2015:2
The boost to the economy from last year’s weak exchange rate and low oil prices will probably wane in the coming period.
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Stability in the financial system
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2015-06-09 - Finansinspektionens assessment is that the resilience in the financial system is currently satisfactory.
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Report: Stability in the financial system
STATE OF THE ECONOMY was announced at the end of January 2015.14 The purpose of the pro- gramme is to increase long-term inflation expectations and boost
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Supervision of the securities market
- Marknad
- Publicerat
- Rapporter
Publicerad 2015-03-26 - Three key areas are the focus of FI's new report Supervision of the securities market; financial infrastructure, transparency on the securities market as well…
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Report: Supervision of the securites market 2015
This is partially different form FI’s work with the fixed income market, which is also geared to bolste- ring stability on a market which, to a greater
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Stability in the financial system 2014
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2014-12-10 - In FI's opinion, resilience in the fi nancial system is currently satisfactory. FI's increased capital requirements have helped improve the resilience of…
