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• FI Supervision 27: Non-life insurance undertakings’ product approval processes

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  Publicerad 2023-09-21 - The process for product approval is central from a consumer protection perspective. It aims to ensure that insurance undertakings focus on consumer interests…

• FI Supervision 27: Non-life insurance undertakings' product approval processes
• Consumer Protection Report 2023

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  Publicerad 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.

• Consumer Protection Report 2023
• Open finance in Sweden

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  Publicerad 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…

• Open finance in Sweden
• Is there a need for supplementary and gadget insurance?

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  Publicerad 2023-02-20 - Consumers’ need for supplementary insurance differs by age. Younger consumers have a greater need for this type of insurance, while older consumers often have…

• Report: Is there a need for add-on cover and gadget insurance?
• Do loyal policyholders pay more?

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  Publicerad 2022-07-08 - Finansinspektionen has analysed whether loyal policyholders pay higher premiums for the three non-life insurance products that are most important for…

• Report: Do loyal policyholders pay more?
• Consumer Protection Report 2022

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  Publicerad 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…

• Consumer Protection Report 2021
• FI Supervision 24: Complaints handling in insurance firms

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  Publicerad 2021-10-06 - Finansinspektionen (FI) conducted a survey of twenty insurance firms and determined that the firms in general handle complaints in a satisfactory manner, but…

• FI Supervision 24: Complaints handling in insurance firms
• Sustainability Report 2021 – the climate in focus

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  Publicerad 2021-03-18 - Finansinspektionen has an assignment to promote the financial system’s contribution to sustainable development. The sustainability report outlines the current…

• Sustainability report 2021 – the climate in focus
• Consumer Protection Report 2021

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  Publicerad 2021-02-24 - Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…

• Film version with audio description:

  Consumer Protection Report 2021
• FI Supervision 20: Distribution of Life Insurance

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  Publicerad 2020-10-22 - The majority of the distribution on the life insurance market occurs through external distribution channels. It is therefore important for insurance firms to…

• FI-tillsyn 20: Distribution of Life Insurance (Summary)
• Consumer Protection Report 2020

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  Publicerad 2020-02-14 - Finansinspektionen (FI) will prioritise two consumer protection risks for further work in 2020: unaffordable lending and unsuitable advice and distribution of…

• Consumer Protection Report 2020
• Stability in the Financial System (2019:2)

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  Publicerad 2019-11-28 - The low interest rates are expected to remain low for a longer period of time. It could lead to greater risk-taking among various actors, and increased…

• Report: Stability in the Financial System (2019:2)
• Stability in the Financial System (2019:1)

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  Publicerad 2019-05-28 - Both the global and the Swedish economies appear to be slowing down. Low interest rates – which have resulted in high risk-taking and rising asset prices –…

• Report: Stability in the Financial System (2019-1)

  Appendix: Stability in the Financial System (2019-1)

  Report: The Commercial Real Estate Market and Financial Stability (Summary)

  Memo: Requirement on IRB models for exposures to commercial real estate
• Consumer Protection Report 2019

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  Publicerad 2019-04-03 - In this report, Finansinspektionen (FI) presents the most prioritised consumer risks it has identified for 2019. FI also presents the experiences from its…

• Report: Consumer Protection Report 2019
• Stability in the Financial System (2018:2)

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  Publicerad 2018-11-27 - The economy continues to be strong, both in Sweden and globally, but it is now showing signs of a slow-down. Interest rates have been low for a long period of…

• Report: Stability in the Financial System
• Stability in the Financial System

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  Publicerad 2018-05-29 - The Swedish economy continues to be strong, and resilience in the financial system is satisfactory. However, a long period of low interest rates and strong…

• Report: Stability in the Financial System
• Conclusions from FI’s analysis of personal injury claims handling

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  Publicerad 2017-12-15 - The outcome of personal injury claims can have a considerable effect on the injured party. Some injured parties do not have confidence for the claims handling…

• Summary: Personal injury claims handling
• Stability in the Financial System (2017:2)

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  Publicerad 2017-11-29 - The Swedish economy continues to be strong and interest rates are extremely low, which contributes to high asset prices and low risk premiums. As global…

• Report: Stability in the Financial System
• Supervision Report 2013

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  Publicerad 2013-05-28 - Many of the development trends in today’s financial markets raise important issues for FI. For consumers, greater mobility and increasingly complex financial…

• Supervision Report 2013
• Supervision Report 2012

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  Publicerad 2012-05-24 - The issues presented in this year’s Supervision Report stem from the work on financial consumer protection, financial stability and the requirements on…

• Supervision Report 2012
• Supervision Report 2011

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  Publicerad 2011-05-25 - Finansinspektionen's annual Supervision Report discusses areas in which fundamental issues with regard to supervision and regulatory development have risen to…

• Supervision Report 2011 (summary)
• Lessons learned from supervision and regulatory development

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  Publicerad 2010-05-18 - FI's annual Supervision Report describes the lessons learned from the financial crisis as well as more general issues regarding consumer protection.

• Supervision Report 2010 (summary)
• Suitable TV insurance

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  Publicerad 2008-12-23 - Consumers are often offered product insurance when they purchase electronic products. If the consumer accepts, the insurance agreement is printed out and…

• Suitable TV insurance (report summary)

  Report in Swedish: Rätt försäkring för tv:n (2008:21)
• IT disruptions at a constant, high level

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  Publicerad 2008-12-10 - IT disruptions are increasing at some companies and decreasing at others. On the whole, the number of disruptions remains at a constant, high level.

• Report in Swedish: It-avbrott på konstant hög nivå (2008:19)
• A changing pension market

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  Publicerad 2008-09-29 - The competition on the life insurance market is increasing. The pensions based on collective bargaining constitute an increasing share of the total life…

• Report in Swedish: Pensionsmarknad i förändring (2008:17)
• Allocation of surplus in traditional life insurance

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  Publicerad 2008-06-25 - It is not unusual that as much as one-fourth or more of a final pension is comprised of additional amounts that are based on surpluses. It is therefore…

• Report in Swedish: Fördelning av överskott i traditionell livförsäkring (2008:15)
• Children’s insurance – a review of information and compensation

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  Publicerad 2008-05-14 - Parents who have a seriously ill child are entitled to compensation through the Swedish Social Insurance Administration. Those who choose temporary parental…

• Report in Swedish: Barnförsäkringar - en granskning av information och ersättning (2008:11)
• The benefit statements of pension companies still vague

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  Publicerad 2007-11-13 - The benefit statements for pension savings have not notably improved since Finansinspektionen’s review in 2006. A standard insurance vocabulary that would…

• Report: The benefit statements of pension companies still vague (2007:19)
• Insurance companies handle some traffic injuries too slowly

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  Publicerad 2007-11-08 - Since Finansinspektionen’s review in 2005, insurance companies have taken some measures to shorten handling times for traffic injuries. Despite these…

• Report: Insurance companies handle some traffic injuries too slowly (2007:18)
• Pensions being paid

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  Publicerad 2007-05-10 - Normal consumers may need some help in understanding how to calculate thesize of their retirement pension. Recently this has been easier to find out. On…

• Report in Swedish: Pension under utbetalning (2007:8)