Sök på fi.se

Din sökning på "amortering" gav 65 träffar

• Amortisation by mortgage holders increased since the introduction of individual amortisation plans

  • Stabilitet
  • Publicerat
  • Särskilda PM & beslut
  • Bolån

  Publicerad 2014-11-11 - New mortgage holders are more likely to amortise after the banks introduced individually tailored amortisation plans as of 1 July 2014. The ongoing debate in…

• Memo: Amortisation by mortgage holders increased since the introduction of individual amortisation plans (in Swedish)
• The Swedish Mortgage Market (2021)

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…

• The Swedish Mortgage Market 2021

  Data appendix (In Swedish)
• The Swedish Mortgage Market 2023

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…

• The Swedish Mortgage Market

  Mortgagor margins and amortisation exemptions in early 2023

  Data appendix - The Swedish Mortgage Market
• Individually tailored amortisation plan

  • Publicerat
  • Rapporter

  Publicerad 2013-10-14 - Individually tailored amortisation plan

• Report in Swedish: Individuellt anpassad amorteringsplan
• Measures to counteract household indebtedness – amortisation requirement

  • Stabilitet
  • Publicerat
  • Särskilda PM & beslut
  • Bolån

  Publicerad 2014-11-11 - FI makes the assessment that an amortisation requirement that is applied in a flexible manner will strengthen in the long run household resilience to shocks.…

• Memo: Measures to counteract household indebtedness – amortisation requirement (in Swedish)
• The Swedish Mortgage Market (2019)

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…

• The Swedish Mortgage Market

  Data appendix: The Swedish Mortgage Market (2019)
• Swedish Consumer Credit

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…

• Report: Swedish Consumer Credit

  Data appendix
• FI-analysis 17: Fewer Vulnerable Households after Stricter Amortisation Requirement

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2019-03-27 - Under FI's stricter amortisation requirement, which went into effect on 1 March 2018, new mortgagors with debt in excess of 450 per cent of gross income must…

• FI Analysis No 17: Fewer vulnerable housholds after stricter amortisation requirement
• Report: Banks’ administration of amortisation requirement exemptions

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2023-06-16 - Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…

• Report: Banks’ administration of amortisation requirement exemptions
• Proposal for a stricter amortisation requirement for households with high loan-to-income ratios

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Nyheter
  • Bolån

  Publicerad 2017-11-13 - FI is proposing changes to Finansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property. The…

• Reasoning behind Finansinspektionen’s position

  Decision memorandum: A stricter amortisation requirement for households with high loan-to-income ratios

  Proposal for new regulations (In Swedish)
• FI Analysis 10: Amortisation requirement reduced household debt

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2017-04-06 - This FI Analysis shows that the amortisation requirement has helped households with new mortgages change their behavior. New mortgagors are taking smaller…

• FI Analysis 10: Amortisation requirement reduced household debt
• Proposal to repeal regulations regarding MREL reporting

  • Bank
  • Marknad
  • Publicerat
  • Nyheter
  • Förslag nya FFFS

  Publicerad 2021-08-23 - FI proposes that the regulations (FFFS 2019:1) regarding periodic reporting of data on the minimum requirement for own funds and eligible liabilities (MREL)…

• Consultation memorandum (in Swedish)finansinspektionen@fi.se

  Proposal to repeal FFFS 2019:1 (in Swedish)

  Cover letter (in Swedish)
• FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån
  • Coronaviruset

  Publicerad 2021-06-30 - The temporary amortisation exemption resulted in new mortgagors borrowing almost 4 per cent more and buying homes that were approximately 1 per cent more…

• FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
• The development on the mortgage loan market

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2008-02-21 - The banks’ risk exposures to the Swedish mortgage loan market have increased due to higher mortgage levels and long amortisation periods. The mortgage lending…

• Report in Swedish: Utvecklingen på bolånemarknaden (2008:6)
• Banks may now grant amortisation exemption

  • Bank
  • Konsumentskydd
  • Publicerat
  • Nyheter
  • Bolån
  • Regler
  • Coronaviruset

  Publicerad 2020-04-14 - FI’s Board of Directors has decided that the proposal communicated on 2 April will go into effect as of today. This means that banks will now be able to grant…

• Decision memorandum: General guidelines on exemption from amortisation requirements on special grounds
• FI’s view on financial stability and the risks for financial imbalances

  • Bank
  • Försäkring
  • Basel
  • Kapitaltäckning
  • Stabilitet
  • Publicerat
  • Tal och debatt
  • EBA
  • Bolån

  Publicerad 2017-06-13 - Erik Thedéen visited the Committee on Finance today for a Q&A session. He discussed the unprecedented economic conditions that Sweden is currently…

• Erik Thedéen's speech: Finansinspektionen’s view on financial stability and the risks for financial imbalances

  Erik Thedéen's slides for his presentation (In Swedish)
• Overall assessment of macroprudential measures

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån
  • Coronaviruset

  Publicerad 2021-06-30 - Since 2010, FI has implemented a number of macroprudential measures aimed at increasing the resilience in the financial system and subduing the risks…

• Overall assessment of macroprudential measures (Summary and chapter on FI’s overall assessment)
• The Swedish Mortgage Market (2020)

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. New mortgagors in…

• The Swedish Mortgage Market 2020
• FI Analysis 20: Fewer home equity withdrawals after amortisation requirements

  • Bank
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2019-12-17 - This FI Analysis shows that households’ tendency to use mortgages for purchases other than buying a home decreased following the amortisation requirements.

• FI Analysis 20: Fewer home equity withdrawals after amortisation requirements
• FI’s Use of Macroprudential Tools

  • Stabilitet
  • Publicerat
  • Rapporter

  Publicerad 2018-10-18 - Household debt is not primarily a direct threat to financial stability. However, if the economy takes a turn to the worse, many households may be forced, or…

• Report: FI’s Use of Macroprudential Tools
• The Swedish Mortgage Market (2016)

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2016-04-14 - The average debt-to-income ratio for households with new mortgages increased from 387 per cent to 406 per cent between 2014 and 2015, according to FI:s report.

• The Swedish Mortgage Market (2016)

  Data appendix: The Swedish Mortgage Market (April 2016)
• FI Analysis 19: Young adults and the housing market

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.

• FI Analysis 19 - Young adults and the housing market
• The Swedish Mortgage Market 2015

  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2015-04-14 - Finansinspektionen monitors the mortgage market and household indebtedness closely, and the mortgage survey is an important part of that process. The survey…

• Report: The Swedish Mortgage Market 2015

  Data appendix: The Swedish Mortgage Market 2015
• The Swedish Mortgage Market

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2018-04-04 - Finansinspektionen (FI) follows the development of household debt on an ongoing basis. The mortgage survey serves as an important source of data for this…

• The Swedish Mortgage Market
• Finansinspektionen’s view on the amortisation requirement

  • Stabilitet
  • Publicerat
  • Särskilda PM & beslut
  • Bolån

  Publicerad 2014-11-11 - Household debt does not represent a risk to financial stability, but it does increase the macroeconomic risks. If designed to be flexible, an amortisation…

• Memo: Finansinspektionen’s view on the amortisation requirement (in Swedish)
• The Swedish Mortgage Market (2017)

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2017-04-06 - Household debt is a crucial matter which FI monitors closely, and the mortgage survey is an important part of this work. Household debt has increased sharply…

• Report: The Swedish Mortgage Market (2017)
• Households’ finances and financial literacy 2020

  • Konsumentskydd
  • Publicerat
  • Nyheter
  • Finanskunskap

  Publicerad 2020-12-21 - Single-adult households with children continue to have a more difficult financial situation than other households. FI has measured households’ financial…

• Report: Households' Finances 2020 (in Swedish)

  Memorandum: Households' finances and financial literacy

  Underlying data (in Swedish)
• European Commission approves extension of the risk weight floor for Swedish mortgages

  • Bank
  • Stabilitet
  • Publicerat
  • Nyheter
  • EBA
  • Bolån
  • ESRB

  Publicerad 2021-12-06 - The European Commission has announced that it does not intend to object to FI's intention to extend the current risk weight floor for Swedish mortgages. This…

• Comission Decision of 12.11.2021

  EBA issues Opinion on measures to address macroprudential risk following notification by the Finansinspektionen (28 October 2021) (EBA)

  Opinion of the European Systemic Risk Board of 19 October 2021 (ESRB)

  FI notifies the EU regarding extension of the existing risk weight floor for Swedish Mortgages (2021-09-20)
• Consumer Protection Report 2021

  • Bank
  • Försäkring
  • Marknad
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2021-02-24 - Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…

• Film version with audio description:

  Consumer Protection Report 2021
• Development on the mortgage market

  • Bank
  • Publicerat
  • Rapporter

  Publicerad 2009-05-15 - Finansinspektionen (FI) has surveyed the development in the banks’ lending for single-family houses and tenant-owner’s flats. At the end of 2008, Swedish…

• Report in Swedish: Bolån liten risk för bankerna (2009:7)