Din sökning på "kod" gav 59 träffar
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Konsumentskydd
- Publicerat
- Rapporter
- Bedrägerier
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
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FI Analysis 21: New liquidity indicators for the fixed-income market
- Bank
- Marknad
- Publicerat
- Rapporter
Publicerad 2020-06-30 - The Swedish fixed-income market – which consists of the bond market, the money market and interest rate derivatives – is important for the government,…
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FI Analysis 21: New liquidity indicators for the fixed-income market
We use external data sources (Swedish National Debt Office, Handelsbanken Bond Index and Refinitiv EI- KON) to add further bond specific data, such
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Stability in the Financial System (2018:2)
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2018-11-27 - The economy continues to be strong, both in Sweden and globally, but it is now showing signs of a slow-down. Interest rates have been low for a long period of…
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Report: Stability in the Financial System
Negative term premium in Sweden Per cent Source: FI’s own calculations and Thomson Reuters Ei- kon. Note.
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FI-analysis 13: Low for long and large annuity payments
- Försäkring
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2018-05-14 - Theprevailing low interest rate environment is challenging for pension managers who pledge a guaranteed rate of return to their beneficiaries.
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FI-analysis 13: Low for long and large annuity payments
. & Kok, C. (2016). A Stochastic Forward-Looking Model to Assess the Profitability and Solvency of European Insurers.
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FI Analysis 11: Consequences of a stricter amortisation requirement
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2017-05-31 - Households with high loan-to-income ratios, i.e. large loans in relation to income, are vulnerable. They are sensitive to rising interest rates since their…
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FI Analysis 11: Consequences of a stricter amortisation requirement
Konjunkturinstitutet (2015), Swedish Economy, December 2015, Kon- junkturinstitutet.
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Crowdfunding in Sweden
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2015-12-15 - Alternative forms of funding can have a positive effect on the competition in and efficiency of the financial market by enabling more projects to find funding…
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Report: Crowdfunding in Sweden
Avgörande för bedömningen är således kon- tots syfte och funktion.
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Improved transparency around mortgage rates (Summary)
- Publicerat
- Rapporter
Publicerad 2013-09-17 - Improved transparency around mortgage rates (Summary)
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Report in Swedish: Ökad öppenhet om bolåneräntan
Därmed är det troligt att vissa preciseringar, anpassningar och förtydliganden kom- mer införas huvudsakligen i konsumentkreditlagen.
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Bank interest rates and lending, Q2 2013 (Summary)
- Publicerat
- Rapporter
Publicerad 2013-09-17 - Bank interest rates and lending, Q2 2013 (Summary)
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Report in Swedish: Bankernas räntor och utlåning, kv 2:2013
Alla svenska storbankskoncerner uppfyller redan i dag de kom- mande kraven som ställs både från EU och från svenskt håll (dia- gram 19).
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Individually tailored amortisation plan
- Publicerat
- Rapporter
Publicerad 2013-10-14 - Individually tailored amortisation plan
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Report in Swedish: Individuellt anpassad amorteringsplan
formuläret.10 Regeringen konstaterade dock att regleringen i bolånekoden är frivillig och att det inte var säkert att alla aktörer i Sverige skulle följa koden
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Bank interest rates and lending, Q4 2012 (summary)
- Bank
- Publicerat
- Rapporter
Publicerad 2012-12-31 - Both the banks' funding cost and lending rates to households and corporations fell sharply during the fourth quarter of 2012 while the banks' margins on new…
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Reports in Swedish: Bankernas räntor och utlåning, kv 4:2012
FI, Finansdepartementet och Riksbanken kom dock i november 2011 överens om att förorda att detta krav ska gälla i Sverige redan från och med 2013.
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Unwarranted concern for account fraud
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2009-12-04 - The concern for being victimised by account fraud is greatly unwarranted, according to FI’s survey of 2,898 private persons. The survey, conducted during…
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Consumer protection in the financial markets
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2009-05-29 - FI assesses that the consumer’s position on the financial market is good in general, despite significant conflicts of interest and the complexity of many…
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Report in Swedish: Konsumentskyddet på finansmarknaden (2009:10)
FI liksom Konsumentverket bedömer att kon- sumentens möjlighet till tvistlösning på det finansiella området är god.
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The households’ financial capability
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2009-06-17 - The majority of the Swedish households have a strong personal financial position and save for the long-term. Most of them have access to a bank account and…
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The households’ financial capability (summary)
Report in Swedish: Pensionen oroar stabila hushåll (2009:11)
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The banks’ lending for commercial real estate in Sweden
- Bank
- Publicerat
- Rapporter
Publicerad 2009-05-25 - Based on input reported statistical material, we find that the current financial crisis has yet to make any obvious impression in the form of insolvency and…
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Report in Swedish: Fastighetsutlåning orubbad av finanskrisen (2009:9)
Storbankerna bedömer inte att utlåningen till kommersiella fastigheter kom- mer att innebära stora kreditförluster under 2009.
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Development on the mortgage market
- Bank
- Publicerat
- Rapporter
Publicerad 2009-05-15 - Finansinspektionen (FI) has surveyed the development in the banks’ lending for single-family houses and tenant-owner’s flats. At the end of 2008, Swedish…
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Report in Swedish: Bolån liten risk för bankerna (2009:7)
Även de kunder vars bindningstid gick ut under en räntetopp kom att påverkas.
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Insurance intermediaries. In the borderland between marketing and mediation
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2009-04-23 - During 2008, FI has conducted a survey of the insurance intermediaries’ operations. The survey has covered 850 insurance intermediaries who have answered a…
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Insurance intermediaries In the borderland between marketing and mediation (report summary)
Report in Swedish: Kartläggning av försäkringsförmedlarnas verksamhet (2009:4)
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Complicated financial instruments in occupational pension funds
- Försäkring
- Marknad
- Publicerat
- Rapporter
Publicerad 2009-03-09 - The occupational pension funds* predominantly have no large holdings or concentrations of complicated financial instruments.
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Report in Swedish: Små innehav av komplicerade instrument i tjänstepensionskassor (2009:3)
instrument i tjänstepensionskassor Göran Nirdén, Tel 08-787 81 96 Slutsats 1Tjänstepensionskassorna har i de flesta fall inga stora innehav eller kon
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Suitable TV insurance
- Försäkring
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2008-12-23 - Consumers are often offered product insurance when they purchase electronic products. If the consumer accepts, the insurance agreement is printed out and…
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On the way to new European insurance regulations
- Försäkring
- Publicerat
- Rapporter
Publicerad 2008-12-20 - We are facing great challenges in the insurance sector. A previously typically national, tightly regulated and protected market has been internationalised and…
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On the way to new European insurance regulations (reort summary)
Report in Swedish: På väg mot nytt europeiskt försäkringsregelverk (2008:20)
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Processing of complaints in the financial sector II
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2008-06-26 - All of the 150 companies contacted report that they have routines for processing complaints. This is a significant improvement compared with the survey that…
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Report in Swedish: Hantering av klagomål i finanssektorn II (2008:14)
F I N A N S I N S P E K T I O N E N R A P P O R T 2 0 0 8 : 1 4 2 En särskild fråga i undersökningen har varit hur företagen informerar kon-
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The consumer protection on the financial market
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2008-05-30 - Swedish consumers use financial products and services more and more. This makeseveryday life easier and it provides an opportunity to manage risks and to make…
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The consumer protection on the financial market (report summary)
Report in Swedish: Konsumentskyddet på finansmarknaden (2008:13)
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Not everyone can pay
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2008-05-28 - Not everyone has access to payment services such as giro services or internet banking. It is mainly people with a record of non-payment and those without…
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Report in Swedish: Alla får inte betala (2008:12)
Det är därför viktigt att kon- sumenter inte utan goda grunder nekas billigare betaltjänster.
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The responsibility for the payment system
- Bank
- Publicerat
- Rapporter
Publicerad 2008-04-21 - That the payment system functions and can withstand both internal andexternal incidents such as fire, flooding, power failures, etc. is of greatimportance to…
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Report in Swedish: Ansvaret för betalningssystemet (2008:10)
Störningar i RIX kan stoppa i princip alla betalningar via BGC, kon- ton, kort mm.
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Covering of technical provisions in ten insurance companies
- Försäkring
- Publicerat
- Rapporter
Publicerad 2008-02-04 - Finansinspektionen has investigated the covering of technical provisions at ten insurance companies. All of the companies had assets that covered the…
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Report in Swedish: Skuldtäckning i tio försäkringsbolag (2008:2)
Poli- cy för skuldtäckningen fanns i de flesta fall men vi ansåg att de borde kom- pletteras för att bli fullt relevanta.
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Standard terms and conditions for financial services
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2007-08-31 - Report in accordance with the 2007 letters of appropriation forFinansinspektionen and Konsumentverket
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Standard terms and conditions for financial services (report summary)
KO.
Report in Swedish: Standardvillkor för finanstjänster (2007:15)
Alternative solutions KO can issue a prohibitory injunction for individual contract terms that are considered to be unfair.
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Criminal attacks on internet banking
- Bank
- Publicerat
- Rapporter
Publicerad 2007-06-18 - Finansinspektionen's study shows an increase in the number of attacks on online bank accounts, although in relation to the number of Internet transactions the…
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Report in Swedish: Brottsliga angrepp mot internetbanker (2007:10)
Om det finns en andra del består den i att kunden ska uppge en kod som denne har, skrapa fram en engångskod eller skapa en ny kod genom en personlig
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Consumer protection in the financial markets
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2007-05-31 - Consumers are responsible for their own decisions when it comes to the purchase of financial services and products. Consumers cannot expect central government…
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Consumer protection in the financial markets (report summary)
Report in Swedish: Konsumentskyddet på finansmarknaden (2007:9)
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Government bond market – the need for regulation and supervision
- Bank
- Marknad
- Publicerat
- Rapporter
Publicerad 2007-07-12 - This report discusses Finansinspektionen’s view on the need for regulation andsupervision in the government bond market. FI’s level of ambition in…
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Government bond market – the need for regulation and supervision (report summary)
Report in Swedish: Statsobligationsmarknaden – behovet av reglering och tillsyn (2007:14)
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Hedge funds and private equity firms - The exposure of banks and insurance companies
- Marknad
- Publicerat
- Rapporter
Publicerad 2007-07-10 - Hedge funds and private equity firms have grown in significance in theSwedish financial market in recent years. They are also receiving moreattention. This…
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Lika många angav öka avkastningen och tio svarade låg kor- relation med andra placeringar.
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Information disclosure by fund management companies
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2007-05-09 - This study shows that five of 18 reviewed fund management companiessystematically failed to offer their customers information as stipulated by law.
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Report in Swedish: Fondbolagens informationsgivning II (2007:6)
Bedömningen illustreras genom några kon- kreta exempel.